Annuities are categorized by when payments begin and how they grow.

Become an expert by starting with the basics of annuities.

A Single Premium Immediate Annuity (SPIA) offers guaranteed income for life.

Learn about the various annuity costs, including fees, commissions, and riders,

Learn what a flexible premium deferred annuity (FPDA) is.

Things to think about when considering a transfer to another person.

TSA is also known as a 403(b) plan.

A single life annuity provides the highest monthly income.

Learn how Fixed Index Annuity (FIA) cap rates are determined.

Survivor Benefit Plan (SBP) for military families. Read more.

Learn about charitable gift annuities (CGAs).

Learn about different types of annuities. MYGAs, FIAs, SPIAs, DIAs, QLACs, and income riders.

Learn what an MVA is for annuities and see a real life example.

Discover what a Robo MYGA annuity is. If you're interested in such a new product from PlanEasy, read on.

Search for MYGA SPDA annuities in our marketplace.

Annuities fared well during '08-'09 financial crisis. Summary of NOLHGA's paper.

Learn about fixed annuities vs. bank CDs. A fixed annuity may offer more competitive interest rates than a CD or bond.

Markets are anticipating a 67% chance of a 50 bps cut.

Learn about 1035 exchanges for annuities.

Understand the differences between immediate and deferred annuities, including how they work, their benefits, and key factors to consider.

Learn everything you need to know about Required Minimum Distributions (RMDs).

Discover the key differences between indexed annuities (FIAs, EIAs) and fixed annuities (MYGAs).

Learn about the rise of Auto-IRAs, run by states to help solve the retirement crisis in America.

Simple rule of thumb: 4% withdrawal rate had a high probability of success in various market scenarios over a 30-year retirement.

Lock in historically high interest rates with fixed-rate annuities aka MYGAs.

Learn about the relationship between interest rates and inflation. Inflation is neither "bad" nor "good.

Learn what AM Best ratings mean. They're the de facto rating agency that assesses insurance companies.

For an insurance contract to be enforceable, certain fundamental elements (CLOAC) must be present.

Who are the parties to an annuity contract? Annuities are technically insurance contracts. Learn more.

Learn about key features of multi-year guaranteed annuities (MYGAs).

Read about the exciting launch of our company.

The stock market was down in 2022. Seven times the S&P 500 stock market index (including dividends) experienced consecutive annual declines.

Like all retirement savings vehicles (i.e., bank CDs, etc.), fixed annuities are suitable for some but not right for others.

Learn about the pros & cons of fixed annuities.

Interest gained each year for a fixed annuity is NOT taxed until you withdraw the money, similar to IRAs and 401(k) plans.

Fixed annuities share similar features with bank CDs, as both are conservative ways to save money.