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Annuities
By Alex N.J. Choo
May 20, 2026
How Can I Avoid Paying Taxes on Annuities?
Learn about strategies to save taxes on annuities.
By Alex N.J. Choo
May 19, 2026
Best Annuity Companies in 2026
Read about some of the best annuity companies in 2026.
By Alex Choo
Mar 27, 2026
Fixed Annuity vs. CD: Which Guaranteed Investment Is Better?
Read about fixed annuities vs CDs. Which is better?
By Alex Choo
Mar 27, 2026
Fixed Annuity Buyer Checklist
Learn about the multiple features that buyers evaluate when buying a fixed annuity.
By Alex Choo
Mar 27, 2026
Why Are Fixed Annuity Rates Higher Than CDs?
Learn about how and why fixed annuity rates are higher than CD rates.
By Alex N.J. Choo
Mar 25, 2026
Symetra Life Insurance Company Review
Learn about Symetra Life Insurance Company.
By Alex N.J. Choo
Mar 25, 2026
Nassau Life and Annuity Company Review
Read about Nassau Life and Annuity Company.
By Alex N.J. Choo
Mar 25, 2026
Variable Annuity Life Insurance Company Review
Read about Variable Annuity Life Insurance Company (VALIC).
By Alex N.J. Choo
Mar 25, 2026
Venerable Insurance and Annuity Company Review
Read about legacy blocks manager Venerable Insurance and Annuity Company.
By PlanEasy Team
Mar 12, 2026
How to Get Money Out of Annuity Without Penalty
Learn about proven strategies for withdrawing money from an annuity without penalty.
By PlanEasy Team
Mar 12, 2026
Can Annuity be Rolled Over to IRA?
Read about whether an annuity can be rolled over to an IRA.
By PlanEasy Team
Feb 26, 2026
The Comprehensive Guide to the QLAC (Qualifying Longevity Annuity Contract)
Read about how money used to purchase a QLAC is explicitly excluded from your RMD calculations until the annuity payouts begin.
By PlanEasy Team
Feb 26, 2026
Strategic Guide: How to Get Money Out of an Annuity Without Penalty
Read about various ways to get money out of an annuity without penalty.
By PlanEasy Team
Feb 26, 2026
Navigating Retirement with Athene Annuity and Life Company
Read about Athene and its role in the retirement landscape and unique relationship with Apollo.
By PlanEasy Team
Feb 23, 2026
Accordia Life and Annuity Company: Ownership, Products, and Ratings
Read about Accordia Life and Annuity Company, including ownership and products.
By PlanEasy Team
Feb 20, 2026
American National Insurance Company (ANICO): A Century of Financial Security
Learn about ANICO, a strong annuity insurer based in Texas.
By PlanEasy Team
Feb 19, 2026
What is a Fixed Index Annuity?
Learn the basics and details of what is a fixed index annuity (FIA).
By PlanEasy Team
Feb 17, 2026
The RILA Annuity: A Comprehensive Guide to Registered Index-Linked Annuities
Read this guide to RILAs, which can limit your upside and downside.
By PlanEasy Team
Feb 13, 2026
Americo Financial Life and Annuity Insurance Company Corporate Profile
Learn about A rated Americo and its flagship product Platinum Assure.
By PlanEasy Team
Feb 13, 2026
Heartland National Life Insurance Company: A Comprehensive Guide
Read about Heartland National in this overview guide.
By PlanEasy Team
Feb 11, 2026
Gulf Guaranty Life Insurance Company: A Comprehensive Profile
Read about Gulf Guaranty the insurer recently rebranded as American Gulf.
By PlanEasy Team
Feb 6, 2026
What Is the NAIC Buyer's Guide to Fixed Deferred Annuities?
Learn about this indispensable guide for every buyer of fixed deferred annuities.
By PlanEasy Team
Feb 6, 2026
Talcott Resolution Life And Annuity Insurance Company: An Overview
By PlanEasy Team
Feb 4, 2026
What Is a Variable Annuity?
Learn about the basics of what a variable annuity is, including their pros and cons.
By PlanEasy Team
Feb 4, 2026
State Life & Health Insurance Guaranty Associations for 50 States
State Life & Health Insurance Guaranty Associations: 50-State Directory
By PlanEasy Team
Feb 3, 2026
Why Are Annuity Rates in New York So Much Lower?
Read about why New York has lower annuity rates than other states.
By PlanEasy Team
Feb 3, 2026
What Is a Fixed Annuity Index?
Read and learn about what a fixed annuity index is and various types of interest crediting based on index performance.
By PlanEasy Team
Feb 3, 2026
Annuities vs CD - What Are the Differences?
Learn about the differences between annuities and CDs.
By PlanEasy Team
Jan 23, 2026
What Is the Primary Reason for Buying an Annuity?
Learn about the primary reason for buying an annuity - managing longevity risk.
By PlanEasy Team
Jan 23, 2026
How Interest Accumulates in a Deferred Annuity: A Guide
Read about how interest accumulates in a fixed annuity and experiences "triple compounding" due to tax-deferred growth.
By PlanEasy Team
Jan 23, 2026
What Is the Insurance Guaranty Fund Association?
Learn about what the insurance guaranty fund association is and how it can help protect annuity policyholders.
By PlanEasy Team
Jan 23, 2026
Annuities for Retirement Income: Pros & Cons
Learn about how annuities can be a great tool for retirement income.
By PlanEasy Team
Jan 23, 2026
What Is an Annuity Death Benefit?
Learn about annuiy death benefits, including the most standard that pays out account value to your beneficiaries.
By PlanEasy Team
Jan 23, 2026
What Is an Annuity Surrender Charge?
Learn about annuity surrender charges which apply during the surrender period.
By PlanEasy Team
Jan 23, 2026
What Are Annuity Withdrawals?
Learn about rules and features surrounding annuity withdrawals, including free withdrawal provisions and taxes.
By PlanEasy Team
Jan 22, 2026
American Gulf Anchor MYGA Review: A Safe Harbor for Retirement Savings?
Is the American Gulf Anchor MYGA right for your retirement?
By PlanEasy Team
Jan 22, 2026
Gainbridge vs. Canvas Annuity: 2026 Comparison & Top Rates
Read a comparative review of Gainbridge versus Canvas annuities.
By PlanEasy Team
Jan 21, 2026
Do Beneficiaries of an Annuity Pay Taxes?
Learn whether beneficiaries of annuities pay taxes.
By PlanEasy Team
Jan 21, 2026
Are Annuities Taxed as Ordinary Income?
Annuities are indeed taxed as ordinary income. Learn more.
By PlanEasy Team
Jan 21, 2026
Difference Between 401k and Annuity: 2026 Retirement Guide
Learn about the differences between a 401k and an annuity.
By PlanEasy Team
Jan 21, 2026
How Are State Insurance Guaranty Associations Funded?
Learn the three ways that state insurance guaranty associations are funded.
By PlanEasy Team
Jan 21, 2026
Top New York Annuity Product - Prosperity / SBLI USA Select Choice (NY) 7
Learn about today's top 5.15% product for NY only available at PlanEasy.
By PlanEasy Team
Jan 21, 2026
What Is a Qualified Annuity?
Learn what a qualfied annuity is.
By PlanEasy Team
Jan 19, 2026
Wichita National Security MYGA Review
Explore the Wichita National Security MYGA, which includes optional liquidity and death benefit riders.
By PlanEasy Team
Jan 19, 2026
How Is Life Expectancy Calculated?
Learn how life expectancy is calculated and how it determines your annuity income.
By PlanEasy Team
Jan 19, 2026
How Are Non-Qualified Annuities Taxed?
Learn how non-qualified annuities are taxed. LIFO vs. Exclusion Ratio.
By PlanEasy Team
Jan 15, 2026
What is a Non-Qualified Annuity?
Learn how non-qualified annuities work, their tax-deferred benefits, and why they have no IRS contribution limits or RMDs.
By PlanEasy Team
Jan 15, 2026
2026 Annuity Rate Comparison
Learn how to compare the best annuity rates.
By PlanEasy Team
Jan 15, 2026
Who Bears All the Investment Risk in a Fixed Annuity?
In a fixed annuity, the insurance company bears all investment risk. Learn how insurers guarantee principal protection and why you only carry the inflation risk.
By PlanEasy Team
Jan 14, 2026
Why Simple Interest Fixed-Rate Annuities (MYGAs) With Higher Rates Can Outperform Compound Interest MYGAs When You Plan to Withdraw Interest
Learn about how simple interest annuities may be better for income withdrawal than compound interest.
By Alex N.J. Choo
Jan 21, 2025
Benefits of Annuities: Tax Advantages and Beyond
Annuities offer tax-deferred growth, lifetime income, and probate avoidance.
By Alex N.J. Choo
Jan 21, 2025
Annuity FAQs
Learn about frequently asked questions and answers about annuities.
By Alex N.J. Choo
Jan 20, 2025
What Is an Annuity? Types of Annuities Explained
Learn what an annuity is, how it works, and its types, including fixed, indexed, and variable annuities.
By Alex N.J. Choo
Jan 7, 2025
Are Annuities FDIC Insured?
Annuities are not FDIC insured because they are not bank products. Their safety depends on the financial strength of the issuing insurer.
By Alex N.J. Choo
Nov 26, 2024
Comparing Types of Annuities: Find the Best Option for Your Goals
Annuities are categorized by when payments begin and how they grow.
By Alex N.J. Choo
Nov 8, 2024
Single Premium Immediate Annuity (SPIA) - What Is It?
A Single Premium Immediate Annuity (SPIA) offers guaranteed income for life.
By Alex N.J. Choo
Nov 8, 2024
Understanding Annuity Costs: A Complete Guide to Fees, Charges, and Commissions
Learn about the various annuity costs, including fees, commissions, and riders,
By Alex N.J. Choo
Nov 7, 2024
What is a Flexible Premium Deferred Annuity (FPDA)?
Learn what a flexible premium deferred annuity (FPDA) is.
By Alex N.J. Choo
Nov 7, 2024
Can You Transfer an Annuity to Another Person? Exploring Your Options
Things to think about when considering a transfer to another person.
By Alex N.J. Choo
Nov 7, 2024
What Is a Tax-Sheltered Annuity (TSA)?
TSA is also known as a 403(b) plan.
By Alex N.J. Choo
Nov 6, 2024
What Is a Single Life Annuity?
A single life annuity provides the highest monthly income.
By Alex N.J. Choo
Nov 1, 2024
How Fixed Index (FIA) Cap Rates Are Calculated
Learn how Fixed Index Annuity (FIA) cap rates are determined.
By Alex N.J. Choo
Oct 30, 2024
Survivor Benefit Plan (SBP): A Complete Guide
Survivor Benefit Plan (SBP) for military families. Read more.
By Alex N.J. Choo
Oct 30, 2024
Charitable Gift Annuity
Learn about charitable gift annuities (CGAs).
By Alex N.J. Choo
Oct 1, 2024
Annuities: A Comprehensive Guide
Learn about different types of annuities. MYGAs, FIAs, SPIAs, DIAs, QLACs, and income riders.
By Alex N.J. Choo
Sep 26, 2024
Annuity Market Value Adjustment (MVA) - What Is It?
Learn what an MVA is for annuities and see a real life example.
By Alex N.J. Choo
Sep 21, 2024
Search for MYGA SPDA Annuities
Search for MYGA SPDA annuities in our marketplace.
By Peter G. Gallanis (author of paper)
Sep 20, 2024
Summary: Annuity Guaranty System in '08-'09 Financial Crisis
Annuities fared well during '08-'09 financial crisis. Summary of NOLHGA's paper.
By Alex N.J. Choo
Sep 19, 2024
Fixed Rate Annuity vs. CD
Learn about fixed annuities vs. bank CDs. A fixed annuity may offer more competitive interest rates than a CD or bond.
By Alex N.J. Choo
Sep 18, 2024
How Much Will the Fed Cut Rates on Sep. 18, 2024?
Markets are anticipating a 67% chance of a 50 bps cut.
By Alex N.J. Choo
Sep 14, 2024
What Is a 1035 Annuity Exchange?
Learn about 1035 exchanges for annuities.
By Alex N.J. Choo
Sep 14, 2024
Immediate vs. Deferred Annuity: Understanding the Differences
Understand the differences between immediate and deferred annuities, including how they work, their benefits, and key factors to consider.
By Alex N.J. Choo
Sep 8, 2024
What Is an RMD? Understanding Required Minimum Distributions for Retirement Accounts
Learn everything you need to know about Required Minimum Distributions (RMDs).
By Alex N.J. Choo
Sep 7, 2024
How Does an Indexed Annuity Differ from a Fixed Annuity?
Discover the key differences between indexed annuities (FIAs, EIAs) and fixed annuities (MYGAs).
By PlanEasy Team
Jan 20, 2024
Rise of Auto-IRAs
Learn about the rise of Auto-IRAs, run by states to help solve the retirement crisis in America.
By PlanEasy Team
Jan 18, 2024
Demystifying the 4% Rule: A Guide to Secure Retirement Withdrawals
Simple rule of thumb: 4% withdrawal rate had a high probability of success in various market scenarios over a 30-year retirement.
By PlanEasy Team
Jan 10, 2024
Lock in 6% Rates
Lock in historically high interest rates with fixed-rate annuities aka MYGAs.
By PlanEasy Team
Jan 7, 2024
Relationship Between Interest Rates and Inflation
Learn about the relationship between interest rates and inflation. Inflation is neither "bad" nor "good.
By Alex N.J. Choo
Jan 4, 2024
AM Best Ratings?
Learn what AM Best ratings mean. They're the de facto rating agency that assesses insurance companies.
By Alex N.J. Choo
Jan 4, 2024
Insurance valid only if...
For an insurance contract to be enforceable, certain fundamental elements (CLOAC) must be present.
By PlanEasy Team
Oct 5, 2023
Annuity contract parties
Who are the parties to an annuity contract? Annuities are technically insurance contracts. Learn more.
By PlanEasy Team
Jul 19, 2023
What Are MYGA Annuities, and How Do They Work?
Learn about key features of multi-year guaranteed annuities (MYGAs).
By Business Wire
Jul 14, 2023
PlanEasy Launches Innovative Retirement Platform and Annuity Marketplace for Consumers
Read about the exciting launch of our company.
By PlanEasy Team
Jan 20, 2023
2023: Stocks down again?
The stock market was down in 2022. Seven times the S&P 500 stock market index (including dividends) experienced consecutive annual declines.
By PlanEasy Team
Jan 16, 2023
Fixed Annuities: Right for Whom?
Like all retirement savings vehicles (i.e., bank CDs, etc.), fixed annuities are suitable for some but not right for others.
By PlanEasy Team
Jan 16, 2023
Fixed Annuities: Pros & Cons
Learn about the pros & cons of fixed annuities.
By PlanEasy Team
Jan 16, 2023
Tax benefits of fixed annuities
Interest gained each year for a fixed annuity is NOT taxed until you withdraw the money, similar to IRAs and 401(k) plans.
By Alex N.J. Choo
Jan 16, 2023
What Is a Fixed Annuity?
Fixed annuities share similar features with bank CDs, as both are conservative ways to save money.
By PlanTeam Team
Jan 1, 1970
Revol One Insurance Company: A Strategic Profile
Read a strategic profile about Revol One.