Top Guaranteed Fixed Annuities in Virginia

TermInsurer / ProductRatingRate
2 years
CL Life
CL Sundance 2
B++ 5.15%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2
A 4.80%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Oceanview
Harbourview MYGA 2
A 4.45%
3 years
Ohio State Life
Nex MYGA 3
B+ 5.75%
Ohio State Life
Nex MYGA 3
B+ 5.60%
Revol One
DirectGrowth MYGA 3
B++ 5.55%
Axonic / AmFirst
Axonic Waypoint MYGA 3
A- 5.45%
Heartland National
Secure Rate Annuity 3
B++ 5.40%
4 years
Oceanview
Harbourview MYGA 4
A 5.20%
Oxford Life
Multi-Select 4
A 5.10%
Gainbridge
SteadyPace 4
A- 5.10%
Clear Spring
Preserve MYGA 4
A- 5.05%
Gainbridge
SteadyPace 4
A- 5.00%
5 years
Revol One
DirectGrowth MYGA 5
B++ 5.85%
Baltimore Life
IQumulate 5
B++ 5.80%
Ohio State Life
Nex MYGA 5
B+ 5.75%
Heartland National
Secure Rate Annuity 5
B++ 5.75%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 5.70%
6 years
Oxford Life
Multi-Select 6
A 5.55%
ANICO
Palladium MYG MAX 6
A 5.52%
Oceanview
Harbourview MYGA 6
A 5.50%
ANICO
Palladium MYG MAX 6
A 5.37%
ANICO
Palladium MYG MAX 6
A 5.27%
7 years
Revol One
DirectGrowth MYGA 7
B++ 5.85%
Baltimore Life
IQumulate 7
B++ 5.80%
Heartland National
Secure Rate Annuity 7
B++ 5.80%
Revol One
DirectGrowth MYGA 7
B++ 5.65%
Knighthead / Merit Life
Staysail 7
A- 5.50%
8 years
Clear Spring
Preserve MYGA 8
A- 5.25%
Oxford Life
Multi-Select 8
A 5.20%
EquiTrust
Certainty Select 8
B++ 5.20%
Clear Spring
Preserve MYGA 8
A- 4.95%
GILICO
Guaranty Rate Lock 8
A- 4.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.25%
Oxford Life
Multi-Select 9
A 5.10%
Clear Spring
Preserve MYGA 9
A- 4.95%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Heartland National
Secure Rate Annuity 10
B++ 5.90%
Revol One
DirectGrowth MYGA 10
B++ 5.85%
Revol One
DirectGrowth MYGA 10
B++ 5.65%
Oceanview
Harbourview MYGA 10
A 5.65%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.50%

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What Is the Best Fixed Annuity in Virginia?

The best fixed annuity in Virginia pays 5.90% compound interest, as of 4/29/26, offered on the Secure Rate Annuity 10 product issued by Heartland National, which carries a B++ rating.

The next best fixed annuity in Virginia pays 5.85% compound interest, as of 4/29/26, offered on the DirectGrowth MYGA 7 product issued by Revol One, which carries a B++ rating.