Top Guaranteed Fixed Annuities in Virginia

TermInsurer / ProductRatingRate
2 years
CL Life
CL Sundance 2
B++ 5.25%
Oceanview
Harbourview MYGA 2
A 5.15%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.10%
Aspida
Aspida Synergy Choice 2
A- 4.80%
Oceanview
Harbourview MYGA 2
A 4.80%
3 years
Revol One
DirectGrowth MYGA 3
B++ 6.10%
Ohio State Life
Nex MYGA 3
B+ 6.00%
Revol One
DirectGrowth MYGA 3
B++ 6.00%
CL Life
CL Sundance 3
B++ 6.00%
ANICO
Palladium MYG MAX 3
A 5.90%
4 years
Oxford Life
Multi-Select 4
A 6.05%
Americo
Platinum Assure Series 4
A 5.70%
Oceanview
Harbourview MYGA 4
A 5.70%
Clear Spring
Preserve MYGA 4
A- 5.60%
Gainbridge
SteadyPace 4
A- 5.40%
5 years
Aspida
Aspida Synergy Choice 5
A- 6.30%
Revol One
DirectGrowth MYGA 5
B++ 6.25%
CL Life
CL Sundance 5
B++ 6.25%
Revol One
DirectGrowth MYGA 5
B++ 6.15%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 6.10%
6 years
Oxford Life
Multi-Select 6
A 6.35%
Oceanview
Harbourview MYGA 6
A 6.10%
Americo
Platinum Assure Series 6
A 5.90%
ANICO
Palladium MYG MAX 6
A 5.87%
Oceanview
Harbourview MYGA 6
A 5.75%
7 years
Aspida
Aspida Synergy Choice 7
A- 6.35%
Oxford Life
Multi-Select 7
A 6.20%
Revol One
DirectGrowth MYGA 7
B++ 6.20%
Athene
Athene MaxRate 7
A+ 6.15%
Aspida
Aspida Synergy Choice 7
A- 6.15%
8 years
Oxford Life
Multi-Select 8
A 6.45%
Clear Spring
Preserve MYGA 8
A- 5.70%
EquiTrust
Certainty Select 8
B++ 5.65%
Clear Spring
Preserve MYGA 8
A- 5.40%
GILICO
Guaranty Rate Lock 8
A- 3.70%
9 years
Oxford Life
Multi-Select 9
A 6.30%
Clear Spring
Preserve MYGA 9
A- 5.70%
Clear Spring
Preserve MYGA 9
A- 5.40%
GILICO
Guaranty Rate Lock 9
A- 3.70%
GILICO
Guaranty Rate Lock 9
A- 3.40%
10 years
Oxford Life
Multi-Select 10
A 6.35%
Revol One
DirectGrowth MYGA 10
B++ 6.30%
Revol One
DirectGrowth MYGA 10
B++ 6.20%
Oceanview
Harbourview MYGA 10
A 6.20%
Oceanview
Harbourview MYGA 10
A 5.85%

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in Virginia?

The best fixed annuity in Virginia pays 6.45% compound interest, as of 10/16/26, offered on the Multi-Select 8 product issued by Oxford Life, which carries a A rating.

The next best fixed annuity in Virginia pays 6.35% compound interest, as of 10/16/26, offered on the Aspida Synergy Choice 7 product issued by Aspida, which carries a A- rating.