Top Guaranteed Fixed Annuities in Texas

TermInsurer / ProductRatingRate
2 years
Mountain Life
Secure Summit 2
B- 5.25%
CL Life
CL Sundance 2
B++ 5.15%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2
A 4.80%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
3 years
Canvas / Puritan Life
Canvas Future Fund 3
B++ 5.90%
Wichita National
Security 3
B+ 5.85%
Ohio State Life
Nex MYGA 3
B+ 5.75%
Mountain Life
Secure Summit 3
B- 5.75%
Ohio State Life
Nex MYGA 3
B+ 5.60%
4 years
Oceanview
Harbourview MYGA 4
A 5.20%
Oxford Life
Multi-Select 4
A 5.10%
Gainbridge
SteadyPace 4
A- 5.10%
Clear Spring
Preserve MYGA 4
A- 5.05%
Gainbridge
SteadyPace 4
A- 5.00%
5 years
Canvas / Puritan Life
Canvas Future Fund 5
B++ 6.35%
American Gulf
Anchor MYGA 5
B++ 6.30%
Wichita National
Security 5
B+ 6.25%
American Gulf
Anchor MYGA 5
B++ 6.15%
Wichita National
Security 5
B+ 5.95%
6 years
American Gulf
Anchor MYGA 6
B++ 6.30%
American Gulf
Anchor MYGA 6
B++ 6.15%
Oxford Life
Multi-Select 6
A 5.55%
ANICO
Palladium MYG MAX 6
A 5.52%
Oceanview
Harbourview MYGA 6
A 5.50%
7 years
Canvas / Puritan Life
Canvas Future Fund 7
B++ 6.45%
American Gulf
Anchor MYGA 7
B++ 6.30%
American Gulf
Anchor MYGA 7
B++ 6.15%
Wichita National
Security 7
B+ 6.10%
Revol One
DirectGrowth MYGA 7
B++ 5.85%
8 years
Clear Spring
Preserve MYGA 8
A- 5.25%
Oxford Life
Multi-Select 8
A 5.20%
EquiTrust
Certainty Select 8
B++ 5.20%
Clear Spring
Preserve MYGA 8
A- 4.95%
GILICO
Guaranty Rate Lock 8
A- 4.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.25%
Oxford Life
Multi-Select 9
A 5.10%
Clear Spring
Preserve MYGA 9
A- 4.95%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Wichita National
Security 10
B+ 6.05%
Heartland National
Secure Rate Annuity 10
B++ 5.90%
Revol One
DirectGrowth MYGA 10
B++ 5.85%
Farmers Life
Safeguard Plus 10
B++ 5.80%
Mountain Life
Secure Summit 10
B- 5.75%

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What Is the Best Fixed Annuity in Texas?

The best fixed annuity in Texas pays 6.45% compound interest, as of 4/29/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.

The next best fixed annuity in Texas pays 6.35% compound interest, as of 4/29/26, offered on the Canvas Future Fund 5 product issued by Canvas / Puritan Life, which carries a B++ rating.