New York Fixed Annuities | 8/11/25

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.00%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.70%
3 years
	Athene Athene MaxRate 3	A+	4.65%
	North American NAC Guarantee Plus 3	A+	4.60%
	North American NAC Guarantee Plus 3	A+	4.20%
	GILICO Guaranty Rate Lock 3	A-	3.70%
	GILICO Guaranty Rate Lock 3	A-	3.60%
4 years
	Clear Spring Preserve MYGA 4	A-	5.20%
	Clear Spring Preserve MYGA 4	A-	4.90%
	GILICO Guaranty Rate Lock 4	A-	3.90%
	GILICO Guaranty Rate Lock 4	A-	3.80%
5 years
	Nassau Nassau MYAnnuity 5	B++	5.35%
	GILICO Guaranty Rate Lock 5	A-	5.25%
	GILICO Guaranty Rate Lock 5	A-	5.15%
	North American NAC Guarantee Plus 5	A+	4.95%
	North American NAC Guarantee Plus 5	A+	4.70%
6 years
	Clear Spring Preserve MYGA 6	A-	5.45%
	Clear Spring Preserve MYGA 6	A-	5.15%
	GILICO Guaranty Rate Lock 6	A-	4.10%
	GILICO Guaranty Rate Lock 6	A-	4.00%
7 years
	Nassau Nassau MYAnnuity 7	B++	5.40%
	Athene Athene MaxRate 7	A+	5.30%
	GILICO Guaranty Rate Lock 7	A-	5.25%
	GILICO Guaranty Rate Lock 7	A-	5.15%
	Athene Athene MaxRate 7	A+	5.05%
8 years
	Clear Spring Preserve MYGA 8	A-	5.40%
	Clear Spring Preserve MYGA 8	A-	5.10%
	GILICO Guaranty Rate Lock 8	A-	4.10%
	GILICO Guaranty Rate Lock 8	A-	4.00%
9 years
	Clear Spring Preserve MYGA 9	A-	5.40%
	Clear Spring Preserve MYGA 9	A-	5.10%
	GILICO Guaranty Rate Lock 9	A-	4.10%
	GILICO Guaranty Rate Lock 9	A-	4.00%
10 years
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.50%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.20%
	Clear Spring Preserve MYGA 10	A-	5.05%
	GILICO Guaranty Rate Lock 10	A-	4.10%
	GILICO Guaranty Rate Lock 10	A-	4.00%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in New York?

The best fixed annuity in New York pays 5.50% compound interest, as of 8/11/25, offered on the Axonic Waypoint MYGA 10 product issued by Axonic / AmFirst, which carries a A- rating.

The next best fixed annuity in New York pays 5.45% compound interest, as of 8/11/25, offered on the Preserve MYGA 6 product issued by Clear Spring, which carries a A- rating.

Top Fixed Annuity Rates in New York | Up to 5.50% | 8/11/25

Compare the top fixed annuities in New York as of 8/11/25

Top Guaranteed Fixed Annuities in New York

What Is the Best Fixed Annuity in New York?

Top Fixed Annuity Rates in New York | Up to 5.50% | 8/11/25

Compare the top fixed annuities in New York as of 8/11/25

Top Guaranteed Fixed Annuities in New York

What Is the Best Fixed Annuity in New York?

Sign up for our newsletter