New York Fixed Annuities | 8/31/25

Term	Insurer / Product	Rating	Rate
3 years
	North American NAC Guarantee Plus 3	A+	4.60%
	Athene Athene MaxRate 3	A+	4.55%
	North American NAC Guarantee Plus 3	A+	4.20%
	GILICO Guaranty Rate Lock 3	A-	3.70%
	GILICO Guaranty Rate Lock 3	A-	3.60%
4 years
	Clear Spring Preserve MYGA 4	A-	5.20%
	Clear Spring Preserve MYGA 4	A-	4.90%
	GILICO Guaranty Rate Lock 4	A-	3.90%
	GILICO Guaranty Rate Lock 4	A-	3.80%
5 years
	Nassau Nassau MYAnnuity 5	B++	5.35%
	GILICO Guaranty Rate Lock 5	A-	5.25%
	GILICO Guaranty Rate Lock 5	A-	5.15%
	North American NAC Guarantee Plus 5	A+	4.95%
	North American NAC Guarantee Plus 5	A+	4.70%
6 years
	Clear Spring Preserve MYGA 6	A-	5.45%
	Clear Spring Preserve MYGA 6	A-	5.15%
	GILICO Guaranty Rate Lock 6	A-	4.10%
	GILICO Guaranty Rate Lock 6	A-	4.00%
7 years
	Nassau Nassau MYAnnuity 7	B++	5.40%
	GILICO Guaranty Rate Lock 7	A-	5.25%
	Athene Athene MaxRate 7	A+	5.20%
	GILICO Guaranty Rate Lock 7	A-	5.15%
	Athene Athene MaxRate 7	A+	4.95%
8 years
	Clear Spring Preserve MYGA 8	A-	5.40%
	Clear Spring Preserve MYGA 8	A-	5.10%
	GILICO Guaranty Rate Lock 8	A-	4.10%
	GILICO Guaranty Rate Lock 8	A-	4.00%
9 years
	Clear Spring Preserve MYGA 9	A-	5.40%
	Clear Spring Preserve MYGA 9	A-	5.10%
	GILICO Guaranty Rate Lock 9	A-	4.10%
	GILICO Guaranty Rate Lock 9	A-	4.00%
10 years
	Clear Spring Preserve MYGA 10	A-	5.35%
	Clear Spring Preserve MYGA 10	A-	5.05%
	GILICO Guaranty Rate Lock 10	A-	4.10%
	GILICO Guaranty Rate Lock 10	A-	4.00%

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What Is the Best Fixed Annuity in New York?

The best fixed annuity in New York pays 5.45% compound interest, as of 8/31/25, offered on the Preserve MYGA 6 product issued by Clear Spring, which carries a A- rating.

The next best fixed annuity in New York pays 5.40% compound interest, as of 8/31/25, offered on the Preserve MYGA 9 product issued by Clear Spring, which carries a A- rating.

Top Fixed Annuity Rates in New York | Up to 5.45% | 8/31/25

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What Is the Best Fixed Annuity in New York?

Top Fixed Annuity Rates in New York | Up to 5.45% | 8/31/25

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What Is the Best Fixed Annuity in New York?

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