Top Guaranteed Fixed Annuities in New York

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
3 years
North American
NAC Guarantee Plus 3
A+ 4.60%
Athene
Athene MaxRate 3
A+ 4.60%
North American
NAC Guarantee Plus 3
A+ 4.20%
GILICO
Guaranty Rate Lock 3
A- 3.70%
GILICO
Guaranty Rate Lock 3
A- 3.60%
4 years
Clear Spring
Preserve MYGA 4
A- 5.20%
Clear Spring
Preserve MYGA 4
A- 4.90%
GILICO
Guaranty Rate Lock 4
A- 3.90%
GILICO
Guaranty Rate Lock 4
A- 3.80%
5 years
Nassau
Nassau MYAnnuity 5
B++ 5.30%
GILICO
Guaranty Rate Lock 5
A- 5.25%
GILICO
Guaranty Rate Lock 5
A- 5.15%
North American
NAC Guarantee Plus 5
A+ 4.95%
North American
NAC Guarantee Plus 5
A+ 4.70%
6 years
Clear Spring
Preserve MYGA 6
A- 5.45%
Clear Spring
Preserve MYGA 6
A- 5.15%
GILICO
Guaranty Rate Lock 6
A- 4.10%
GILICO
Guaranty Rate Lock 6
A- 4.00%
7 years
Nassau
Nassau MYAnnuity 7
B++ 5.35%
Athene
Athene MaxRate 7
A+ 5.30%
GILICO
Guaranty Rate Lock 7
A- 5.25%
GILICO
Guaranty Rate Lock 7
A- 5.15%
Athene
Athene MaxRate 7
A+ 5.05%
8 years
Clear Spring
Preserve MYGA 8
A- 5.40%
Clear Spring
Preserve MYGA 8
A- 5.10%
GILICO
Guaranty Rate Lock 8
A- 4.10%
GILICO
Guaranty Rate Lock 8
A- 4.00%
9 years
Clear Spring
Preserve MYGA 9
A- 5.40%
Clear Spring
Preserve MYGA 9
A- 5.10%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.40%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.10%
Clear Spring
Preserve MYGA 10
A- 5.05%
GILICO
Guaranty Rate Lock 10
A- 4.10%
GILICO
Guaranty Rate Lock 10
A- 4.00%

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What Is the Best Fixed Annuity in New York?

The best fixed annuity in New York pays 5.45% compound interest, as of 5/14/25, offered on the Preserve MYGA 6 6 product issued by Clear Spring, which carries a A- rating.

The next best fixed annuity in New York pays 5.40% compound interest, as of 5/14/25, offered on the Preserve MYGA 9 9 product issued by Clear Spring, which carries a A- rating.