New York Fixed Annuities | 4/23/25

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA	A-	5.00%
	Axonic / AmFirst Axonic Waypoint MYGA	A-	4.70%
3 years
	Clear Spring Preserve MYGA	A-	5.00%
	Clear Spring Preserve MYGA	A-	4.70%
	North American NAC Guarantee Plus	A+	4.25%
	North American NAC Guarantee Plus	A+	3.85%
	GILICO Guaranty Rate Lock	A-	3.60%
4 years
	Clear Spring Preserve MYGA	A-	5.20%
	Clear Spring Preserve MYGA	A-	4.90%
	GILICO Guaranty Rate Lock	A-	3.90%
	GILICO Guaranty Rate Lock	A-	3.80%
5 years
	Clear Spring Preserve MYGA	A-	5.45%
	GILICO Guaranty Rate Lock	A-	5.20%
	Clear Spring Preserve MYGA	A-	5.15%
	North American NAC Guarantee Plus	A+	4.60%
	North American NAC Guarantee Plus	A+	4.35%
6 years
	GILICO Guaranty Rate Lock	A-	4.10%
	GILICO Guaranty Rate Lock	A-	4.00%
7 years
	GILICO Guaranty Rate Lock	A-	5.35%
	Nassau Nassau MYAnnuity	B++	5.35%
	Athene Athene MaxRate	A+	5.30%
	GILICO Guaranty Rate Lock	A-	5.25%
	Athene Athene MaxRate	A+	5.05%
8 years
	GILICO Guaranty Rate Lock	A-	4.10%
	GILICO Guaranty Rate Lock	A-	4.00%
9 years
	Clear Spring Preserve MYGA	A-	5.40%
	Clear Spring Preserve MYGA	A-	5.10%
	GILICO Guaranty Rate Lock	A-	4.10%
	GILICO Guaranty Rate Lock	A-	4.00%
10 years
	Axonic / AmFirst Axonic Waypoint MYGA	A-	5.30%
	Axonic / AmFirst Axonic Waypoint MYGA	A-	5.00%
	GILICO Guaranty Rate Lock	A-	4.10%
	GILICO Guaranty Rate Lock	A-	4.00%

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What Is the Best Fixed Annuity in New York?

The best fixed annuity in New York pays 5.45% compound interest, as of 4/23/25, offered on the Preserve MYGA 5 product issued by Clear Spring, which carries a A- rating.

The next best fixed annuity in New York pays 5.40% compound interest, as of 4/23/25, offered on the Preserve MYGA 9 product issued by Clear Spring, which carries a A- rating.

Top Fixed Annuity Rates in New York | Up to 5.45% | 4/23/25

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Top Fixed Annuity Rates in New York | Up to 5.45% | 4/23/25

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