New Jersey Fixed Annuities | 8/13/26

Term	Insurer / Product	Rating	Rate
2 years
	Oceanview Harbourview MYGA 2	A	5.05%
	Oceanview Harbourview MYGA 2	A	4.70%
	Aspida Aspida Synergy Choice 2	A-	4.35%
	Aspida Aspida Synergy Choice 2	A-	4.25%
	Aspida Aspida Synergy Choice 2	A-	4.20%
3 years
	Revol One DirectGrowth MYGA 3	B++	5.85%
	Knighthead / Merit Life Staysail 3	A-	5.76%
	Ohio State Life Nex MYGA 3	B+	5.75%
	Revol One DirectGrowth MYGA 3	B++	5.65%
	Knighthead / Merit Life Staysail 3	A-	5.63%
4 years
	Oceanview Harbourview MYGA 4	A	5.60%
	Oxford Life Multi-Select 4	A	5.45%
	Gainbridge SteadyPace 4	A-	5.40%
	Clear Spring Preserve MYGA 4	A-	5.30%
	Oceanview Harbourview MYGA 4	A	5.25%
5 years
	Revol One DirectGrowth MYGA 5	B++	6.15%
	Knighthead / Merit Life Staysail 5	A-	6.03%
	Revol One DirectGrowth MYGA 5	B++	5.95%
	Aspida Aspida Synergy Choice 5	A-	5.85%
	Knighthead / Merit Life Staysail 5	A-	5.83%
6 years
	Oxford Life Multi-Select 6	A	5.85%
	Oceanview Harbourview MYGA 6	A	5.75%
	ANICO Palladium MYG MAX 6	A	5.72%
	ANICO Palladium MYG MAX 6	A	5.57%
	Americo Platinum Assure Series 6	A	5.55%
7 years
	Revol One DirectGrowth MYGA 7	B++	6.15%
	Knighthead / Merit Life Staysail 7	A-	6.00%
	Revol One DirectGrowth MYGA 7	B++	5.95%
	Aspida Aspida Synergy Choice 7	A-	5.90%
	Knighthead / Merit Life Staysail 7	A-	5.83%
8 years
	EquiTrust Certainty Select 8	B++	5.50%
	Clear Spring Preserve MYGA 8	A-	5.40%
	Oxford Life Multi-Select 8	A	5.35%
	Clear Spring Preserve MYGA 8	A-	4.95%
	GILICO Guaranty Rate Lock 8	A-	4.10%
9 years
	Clear Spring Preserve MYGA 9	A-	5.40%
	Oxford Life Multi-Select 9	A	5.25%
	Clear Spring Preserve MYGA 9	A-	4.95%
	GILICO Guaranty Rate Lock 9	A-	4.10%
	GILICO Guaranty Rate Lock 9	A-	4.00%
10 years
	Revol One DirectGrowth MYGA 10	B++	6.25%
	Revol One DirectGrowth MYGA 10	B++	6.05%
	Oceanview Harbourview MYGA 10	A	5.80%
	Oxford Life Multi-Select 10	A	5.55%
	EquiTrust Certainty Select 10	B++	5.55%

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What Is the Best Fixed Annuity in New Jersey?

The best fixed annuity in New Jersey pays 6.25% compound interest, as of 8/13/26, offered on the DirectGrowth MYGA 10 product issued by Revol One, which carries a B++ rating.

The next best fixed annuity in New Jersey pays 6.15% compound interest, as of 8/13/26, offered on the DirectGrowth MYGA 5 product issued by Revol One, which carries a B++ rating.

Top Fixed Annuity Rates in New Jersey | Up to 6.25% | 8/13/26

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