New Jersey Fixed Annuities | 10/22/25

Term	Insurer / Product	Rating	Rate
2 years
	Aspida Aspida Synergy Choice 2	A-	5.10%
	Aspida Aspida Synergy Choice 2	A-	5.00%
	Americo Platinum Assure Series 2	A	4.60%
	Aspida Aspida Synergy Choice 2	A-	3.95%
	Aspida Aspida Synergy Choice 2	A-	3.85%
3 years
	Americo Platinum Assure Series 3	A	4.90%
	Aspida Aspida Synergy Choice 3	A-	4.65%
	North American NAC Guarantee Plus 3	A+	4.60%
	Aspida Aspida Synergy Choice 3	A-	4.50%
	North American NAC Guarantee Plus 3	A+	4.20%
4 years
	Gainbridge SteadyPace 4	A-	5.55%
	Gainbridge SteadyPace 4	A-	5.25%
	Americo Platinum Assure Series 4	A	5.20%
	Sagicor Milestone Max MYGA 4	A-	5.00%
	Sagicor Milestone Max MYGA 4	A-	4.75%
5 years
	Americo Platinum Assure Series 5	A	5.35%
	Aspida Aspida Synergy Choice 5	A-	5.15%
	Aspida Aspida Synergy Choice 5	A-	5.00%
	North American NAC Guarantee Plus 5	A+	4.95%
	North American NAC Guarantee Plus 5	A+	4.70%
6 years
	EquiTrust Certainty Select 6	B++	5.60%
	Gainbridge SteadyPace 6	A-	5.60%
	Americo Platinum Assure Series 6	A	5.40%
	Gainbridge SteadyPace 6	A-	5.30%
	Sagicor Milestone Max MYGA 6	A-	5.05%
7 years
	Americo Platinum Assure Series 7	A	5.40%
	Nassau Nassau MYAnnuity 7	B++	5.40%
	Aspida Aspida Synergy Choice 7	A-	5.25%
	Aspida Aspida Synergy Choice 7	A-	5.10%
	Ohio State Life Nex MYGA 7	B+	5.00%
8 years
	EquiTrust Certainty Select 8	B++	5.65%
	Gainbridge SteadyPace 8	A-	5.60%
	Gainbridge SteadyPace 8	A-	5.30%
	Oxford Life Multi-Select 8	A	5.30%
	Clear Spring Preserve MYGA 8	A-	5.05%
9 years
	Gainbridge SteadyPace 9	A-	5.60%
	Clear Spring Preserve MYGA 9	A-	5.35%
	Gainbridge SteadyPace 9	A-	5.30%
	Oxford Life Multi-Select 9	A	5.20%
	Clear Spring Preserve MYGA 9	A-	5.05%
10 years
	EquiTrust Certainty Select 10	B++	5.75%
	Gainbridge SteadyPace 10	A-	5.60%
	Gainbridge SteadyPace 10	A-	5.30%
	Ohio State Life Nex MYGA 10	B+	5.00%
	Ohio State Life Nex MYGA 10	B+	4.55%

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What Is the Best Fixed Annuity in New Jersey?

The best fixed annuity in New Jersey pays 5.75% compound interest, as of 10/22/25, offered on the Certainty Select 10 product issued by EquiTrust, which carries a B++ rating.

The next best fixed annuity in New Jersey pays 5.65% compound interest, as of 10/22/25, offered on the Certainty Select 8 product issued by EquiTrust, which carries a B++ rating.

Top Fixed Annuity Rates in New Jersey | Up to 5.75% | 10/22/25

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What Is the Best Fixed Annuity in New Jersey?

Top Fixed Annuity Rates in New Jersey | Up to 5.75% | 10/22/25

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What Is the Best Fixed Annuity in New Jersey?

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