New Jersey Fixed Annuities | 8/11/25

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.00%
	Aspida Aspida Synergy Choice 2	A-	4.80%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.70%
	Aspida Aspida Synergy Choice 2	A-	4.65%
	Americo Platinum Assure Series 2	A	4.60%
3 years
	Aspida Aspida Synergy Choice 3	A-	5.15%
	Aspida Aspida Synergy Choice 3	A-	5.00%
	Americo Platinum Assure Series 3	A	4.90%
	North American NAC Guarantee Plus 3	A+	4.60%
	North American NAC Guarantee Plus 3	A+	4.20%
4 years
	Gainbridge SteadyPace 4	A-	5.75%
	Gainbridge SteadyPace 4	A-	5.45%
	Americo Platinum Assure Series 4	A	5.30%
	GILICO Guaranty Rate Lock 4	A-	3.90%
	GILICO Guaranty Rate Lock 4	A-	3.80%
5 years
	Aspida Aspida Synergy Choice 5	A-	5.75%
	Aspida Aspida Synergy Choice 5	A-	5.60%
	Americo Platinum Assure Series 5	A	5.45%
	North American NAC Guarantee Plus 5	A+	4.95%
	North American NAC Guarantee Plus 5	A+	4.70%
6 years
	EquiTrust Certainty Select 6	B++	5.60%
	Americo Platinum Assure Series 6	A	5.50%
	Gainbridge SteadyPace 6	A-	5.50%
	GILICO Guaranty Rate Lock 6	A-	4.10%
	GILICO Guaranty Rate Lock 6	A-	4.00%
7 years
	Aspida Aspida Synergy Choice 7	A-	5.80%
	Aspida Aspida Synergy Choice 7	A-	5.65%
	Americo Platinum Assure Series 7	A	5.50%
	GILICO Guaranty Rate Lock 7	A-	5.25%
	GILICO Guaranty Rate Lock 7	A-	5.15%
8 years
	Gainbridge SteadyPace 8	A-	5.80%
	EquiTrust Certainty Select 8	B++	5.65%
	Gainbridge SteadyPace 8	A-	5.50%
	GILICO Guaranty Rate Lock 8	A-	4.10%
	GILICO Guaranty Rate Lock 8	A-	4.00%
9 years
	Gainbridge SteadyPace 9	A-	5.80%
	Gainbridge SteadyPace 9	A-	5.50%
	Oxford Life Multi-Select 9	A	5.20%
	GILICO Guaranty Rate Lock 9	A-	4.10%
	GILICO Guaranty Rate Lock 9	A-	4.00%
10 years
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.50%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.20%
	Ohio State Life Nex MYGA 10	B+	5.00%
	GILICO Guaranty Rate Lock 10	A-	4.10%
	GILICO Guaranty Rate Lock 10	A-	4.00%

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What Is the Best Fixed Annuity in New Jersey?

The best fixed annuity in New Jersey pays 5.80% compound interest, as of 8/11/25, offered on the Aspida Synergy Choice 7 product issued by Aspida, which carries a A- rating.

The next best fixed annuity in New Jersey pays 5.80% compound interest, as of 8/11/25, offered on the SteadyPace 8 product issued by Gainbridge, which carries a A- rating.

Top Fixed Annuity Rates in New Jersey | Up to 5.80% | 8/11/25

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What Is the Best Fixed Annuity in New Jersey?

Top Fixed Annuity Rates in New Jersey | Up to 5.80% | 8/11/25

Compare the top fixed annuities in New Jersey as of 8/11/25

Top Guaranteed Fixed Annuities in New Jersey

What Is the Best Fixed Annuity in New Jersey?

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