New Jersey Fixed Annuities | 12/5/25

Term	Insurer / Product	Rating	Rate
2 years
	Oceanview Harbourview MYGA 2	A	4.95%
	Americo Platinum Assure Series 2	A	4.60%
	Oceanview Harbourview MYGA 2	A	4.60%
	Aspida Aspida Synergy Choice 2	A-	4.10%
	Aspida Aspida Synergy Choice 2	A-	4.00%
3 years
	Revol One DirectGrowth MYGA 3	B++	5.55%
	Revol One DirectGrowth MYGA 3	B++	5.35%
	Knighthead / Merit Life Staysail 3	A-	5.31%
	Ohio State Life Nex MYGA 3	B+	5.25%
	Gainbridge SteadyPace 3	A-	5.20%
4 years
	Americo Platinum Assure Series 4	A	5.20%
	Gainbridge SteadyPace 4	A-	5.20%
	Clear Spring Preserve MYGA 4	A-	5.15%
	Oceanview Harbourview MYGA 4	A	5.10%
	Gainbridge SteadyPace 4	A-	5.00%
5 years
	Revol One DirectGrowth MYGA 5	B++	5.85%
	Revol One DirectGrowth MYGA 5	B++	5.65%
	Knighthead / Merit Life Staysail 5	A-	5.63%
	Knighthead / Merit Life Staysail 5	A-	5.43%
	Nassau Nassau MYAnnuity 5	B++	5.40%
6 years
	Americo Platinum Assure Series 6	A	5.40%
	Oxford Life Multi-Select 6	A	5.40%
	EquiTrust Certainty Select 6	B++	5.35%
	Clear Spring Preserve MYGA 6	A-	5.35%
	Gainbridge SteadyPace 6	A-	5.30%
7 years
	Revol One DirectGrowth MYGA 7	B++	5.85%
	Revol One DirectGrowth MYGA 7	B++	5.65%
	Knighthead / Merit Life Staysail 7	A-	5.50%
	Nassau Nassau MYAnnuity 7	B++	5.45%
	Americo Platinum Assure Series 7	A	5.40%
8 years
	EquiTrust Certainty Select 8	B++	5.40%
	Clear Spring Preserve MYGA 8	A-	5.35%
	Gainbridge SteadyPace 8	A-	5.30%
	Oxford Life Multi-Select 8	A	5.30%
	Gainbridge SteadyPace 8	A-	5.10%
9 years
	Clear Spring Preserve MYGA 9	A-	5.35%
	Gainbridge SteadyPace 9	A-	5.30%
	Oxford Life Multi-Select 9	A	5.20%
	Gainbridge SteadyPace 9	A-	5.10%
	Clear Spring Preserve MYGA 9	A-	5.05%
10 years
	Revol One DirectGrowth MYGA 10	B++	5.85%
	Revol One DirectGrowth MYGA 10	B++	5.65%
	EquiTrust Certainty Select 10	B++	5.50%
	Oceanview Harbourview MYGA 10	A	5.35%
	Clear Spring Preserve MYGA 10	A-	5.35%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in New Jersey?

The best fixed annuity in New Jersey pays 5.85% compound interest, as of 12/5/25, offered on the DirectGrowth MYGA 5 product issued by Revol One, which carries a B++ rating.

The next best fixed annuity in New Jersey pays 5.85% compound interest, as of 12/5/25, offered on the DirectGrowth MYGA 7 product issued by Revol One, which carries a B++ rating.

Top Fixed Annuity Rates in New Jersey | Up to 5.85% | 12/5/25

Compare the top fixed annuities in New Jersey as of 12/5/25

Top Guaranteed Fixed Annuities in New Jersey

What Is the Best Fixed Annuity in New Jersey?

Top Fixed Annuity Rates in New Jersey | Up to 5.85% | 12/5/25

Compare the top fixed annuities in New Jersey as of 12/5/25

Top Guaranteed Fixed Annuities in New Jersey

What Is the Best Fixed Annuity in New Jersey?

Sign up for our newsletter