Top Guaranteed Fixed Annuities in Massachusetts

TermInsurer / ProductRatingRate
2 years
Mountain Life
Secure Summit 2
B- 5.25%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2
A 4.80%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Oceanview
Harbourview MYGA 2
A 4.45%
3 years
Ohio State Life
Nex MYGA 3
B+ 5.75%
Mountain Life
Secure Summit 3
B- 5.75%
Farmers Life
Safeguard Plus 3
B++ 5.65%
Ohio State Life
Nex MYGA 3
B+ 5.60%
Revol One
DirectGrowth MYGA 3
B++ 5.55%
4 years
Oceanview
Harbourview MYGA 4
A 5.20%
Oxford Life
Multi-Select 4
A 5.10%
Gainbridge
SteadyPace 4
A- 5.10%
Clear Spring
Preserve MYGA 4
A- 5.05%
Gainbridge
SteadyPace 4
A- 5.00%
5 years
Farmers Life
Safeguard Plus 5
B++ 6.00%
Revol One
DirectGrowth MYGA 5
B++ 6.00%
Baltimore Life
IQumulate 5
B++ 5.80%
Revol One
DirectGrowth MYGA 5
B++ 5.80%
Ohio State Life
Nex MYGA 5
B+ 5.75%
6 years
ANICO
Palladium MYG MAX 6
A 5.62%
Oxford Life
Multi-Select 6
A 5.55%
Oceanview
Harbourview MYGA 6
A 5.50%
ANICO
Palladium MYG MAX 6
A 5.47%
ANICO
Palladium MYG MAX 6
A 5.37%
7 years
Revol One
DirectGrowth MYGA 7
B++ 6.00%
Farmers Life
Safeguard Plus 7
B++ 5.95%
Baltimore Life
IQumulate 7
B++ 5.80%
Revol One
DirectGrowth MYGA 7
B++ 5.80%
Mountain Life
Secure Summit 7
B- 5.75%
8 years
Clear Spring
Preserve MYGA 8
A- 5.25%
Oxford Life
Multi-Select 8
A 5.20%
EquiTrust
Certainty Select 8
B++ 5.20%
Clear Spring
Preserve MYGA 8
A- 4.95%
GILICO
Guaranty Rate Lock 8
A- 4.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.25%
Oxford Life
Multi-Select 9
A 5.10%
Clear Spring
Preserve MYGA 9
A- 4.95%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Farmers Life
Safeguard Plus 10
B++ 6.05%
Revol One
DirectGrowth MYGA 10
B++ 6.00%
Revol One
DirectGrowth MYGA 10
B++ 5.80%
Mountain Life
Secure Summit 10
B- 5.75%
Oceanview
Harbourview MYGA 10
A 5.65%

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What Is the Best Fixed Annuity in Massachusetts?

The best fixed annuity in Massachusetts pays 6.05% compound interest, as of 5/19/26, offered on the Safeguard Plus 10 product issued by Farmers Life, which carries a B++ rating.

The next best fixed annuity in Massachusetts pays 6.00% compound interest, as of 5/19/26, offered on the Safeguard Plus 5 product issued by Farmers Life, which carries a B++ rating.