Top Guaranteed Fixed Annuities in Massachusetts

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2
A 4.75%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Americo
Platinum Assure Series 2
A 4.40%
Oceanview
Harbourview MYGA 2
A 4.40%
3 years
Revol One
DirectGrowth MYGA 3
B++ 5.55%
Axonic / AmFirst
Axonic Waypoint MYGA 3
A- 5.45%
Revol One
DirectGrowth MYGA 3
B++ 5.35%
Farmers Life
Safeguard Plus 3
B++ 5.30%
Ohio State Life
Nex MYGA 3
B+ 5.25%
4 years
Gainbridge
SteadyPace 4
A- 5.15%
Oceanview
Harbourview MYGA 4
A 5.10%
Americo
Platinum Assure Series 4
A 5.00%
Oxford Life
Multi-Select 4
A 5.00%
Gainbridge
SteadyPace 4
A- 4.95%
5 years
Revol One
DirectGrowth MYGA 5
B++ 5.85%
Farmers Life
Safeguard Plus 5
B++ 5.75%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 5.70%
Revol One
DirectGrowth MYGA 5
B++ 5.65%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 5.30%
6 years
Oxford Life
Multi-Select 6
A 5.40%
EquiTrust
Certainty Select 6
B++ 5.35%
Americo
Platinum Assure Series 6
A 5.25%
Gainbridge
SteadyPace 6
A- 5.25%
Sagicor
Milestone Max MYGA 6
A- 5.25%
7 years
Revol One
DirectGrowth MYGA 7
B++ 5.85%
Farmers Life
Safeguard Plus 7
B++ 5.70%
Revol One
DirectGrowth MYGA 7
B++ 5.65%
Axonic / AmFirst
Axonic Waypoint MYGA 7
A- 5.50%
Aspida
Aspida Synergy Choice 7
A- 5.40%
8 years
EquiTrust
Certainty Select 8
B++ 5.40%
Gainbridge
SteadyPace 8
A- 5.25%
Oxford Life
Multi-Select 8
A 5.20%
Clear Spring
Preserve MYGA 8
A- 5.10%
Gainbridge
SteadyPace 8
A- 5.05%
9 years
Gainbridge
SteadyPace 9
A- 5.25%
Oxford Life
Multi-Select 9
A 5.10%
Clear Spring
Preserve MYGA 9
A- 5.10%
Gainbridge
SteadyPace 9
A- 5.05%
Clear Spring
Preserve MYGA 9
A- 4.80%
10 years
Revol One
DirectGrowth MYGA 10
B++ 5.85%
Farmers Life
Safeguard Plus 10
B++ 5.80%
Revol One
DirectGrowth MYGA 10
B++ 5.65%
EquiTrust
Certainty Select 10
B++ 5.50%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.50%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Contact Us

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in Massachusetts?

The best fixed annuity in Massachusetts pays 5.85% compound interest, as of 2/18/26, offered on the DirectGrowth MYGA 5 product issued by Revol One, which carries a B++ rating.

The next best fixed annuity in Massachusetts pays 5.85% compound interest, as of 2/18/26, offered on the DirectGrowth MYGA 7 product issued by Revol One, which carries a B++ rating.