Top Guaranteed Fixed Annuities in Florida

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2
A 4.95%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Americo
Platinum Assure Series 2
A 4.60%
Oceanview
Harbourview MYGA 2
A 4.60%
3 years
Canvas / Puritan Life
Canvas Future Fund 3
B++ 6.00%
Wichita National
Security 3
B+ 5.85%
Revol One
DirectGrowth MYGA 3
B++ 5.55%
Axonic / AmFirst
Axonic Waypoint MYGA 3
A- 5.55%
Wichita National
Security 3
B+ 5.55%
4 years
Americo
Platinum Assure Series 4
A 5.20%
Gainbridge
SteadyPace 4
A- 5.20%
Clear Spring
Preserve MYGA 4
A- 5.15%
Oceanview
Harbourview MYGA 4
A 5.10%
Gainbridge
SteadyPace 4
A- 5.00%
5 years
Wichita National
Security 5
B+ 6.25%
Canvas / Puritan Life
Canvas Future Fund 5
B++ 6.15%
Wichita National
Security 5
B+ 5.95%
Revol One
DirectGrowth MYGA 5
B++ 5.85%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 5.80%
6 years
Americo
Platinum Assure Series 6
A 5.40%
Oxford Life
Multi-Select 6
A 5.40%
EquiTrust
Certainty Select 6
B++ 5.35%
Clear Spring
Preserve MYGA 6
A- 5.35%
Gainbridge
SteadyPace 6
A- 5.30%
7 years
Canvas / Puritan Life
Canvas Future Fund 7
B++ 6.20%
Wichita National
Security 7
B+ 6.10%
Revol One
DirectGrowth MYGA 7
B++ 5.85%
Wichita National
Security 7
B+ 5.80%
Revol One
DirectGrowth MYGA 7
B++ 5.65%
8 years
EquiTrust
Certainty Select 8
B++ 5.40%
Clear Spring
Preserve MYGA 8
A- 5.35%
Gainbridge
SteadyPace 8
A- 5.30%
Oxford Life
Multi-Select 8
A 5.30%
Gainbridge
SteadyPace 8
A- 5.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.35%
Gainbridge
SteadyPace 9
A- 5.30%
Oxford Life
Multi-Select 9
A 5.20%
Gainbridge
SteadyPace 9
A- 5.10%
Clear Spring
Preserve MYGA 9
A- 5.05%
10 years
Revol One
DirectGrowth MYGA 10
B++ 5.85%
Revol One
DirectGrowth MYGA 10
B++ 5.65%
Heartland National
Secure Rate Annuity 10
B++ 5.55%
EquiTrust
Certainty Select 10
B++ 5.50%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.50%

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What Is the Best Fixed Annuity in Florida?

The best fixed annuity in Florida pays 6.25% compound interest, as of 12/5/25, offered on the Security 5 product issued by Wichita National, which carries a B+ rating.

The next best fixed annuity in Florida pays 6.20% compound interest, as of 12/5/25, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.