California Fixed Annuities | 2/18/26

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.00%
	Oceanview Harbourview MYGA 2 (California)	A	4.75%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.70%
	Americo Platinum Assure Series 2	A	4.40%
	Oceanview Harbourview MYGA 2 (California)	A	4.40%
3 years
	Canvas / Puritan Life Canvas Future Fund 3	B++	5.90%
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.45%
	Ohio State Life Nex MYGA 3	B+	5.25%
	Knighthead / Merit Life Staysail 3 (California)	A-	5.22%
	Gainbridge SteadyPace 3	A-	5.15%
4 years
	Gainbridge SteadyPace 4	A-	5.15%
	Oceanview Harbourview MYGA 4 (California)	A	5.10%
	Americo Platinum Assure Series 4	A	5.00%
	Oxford Life Multi-Select 4	A	5.00%
	Gainbridge SteadyPace 4	A-	4.95%
5 years
	Canvas / Puritan Life Canvas Future Fund 5	B++	6.00%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	5.70%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.55%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.35%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	5.30%
6 years
	Oxford Life Multi-Select 6	A	5.40%
	EquiTrust Certainty Select 6	B++	5.35%
	Americo Platinum Assure Series 6	A	5.25%
	Gainbridge SteadyPace 6	A-	5.25%
	Oceanview Harbourview MYGA 6 (California)	A	5.10%
7 years
	Canvas / Puritan Life Canvas Future Fund 7	B++	6.10%
	Axonic / AmFirst Axonic Waypoint MYGA 7	A-	5.50%
	Knighthead / Merit Life Staysail 7 (California)	A-	5.43%
	Aspida Aspida Synergy Choice 7	A-	5.40%
	Americo Platinum Assure Series 7	A	5.30%
8 years
	EquiTrust Certainty Select 8	B++	5.40%
	Gainbridge SteadyPace 8	A-	5.25%
	Oxford Life Multi-Select 8	A	5.20%
	Clear Spring Preserve MYGA 8	A-	5.10%
	Gainbridge SteadyPace 8	A-	5.05%
9 years
	Gainbridge SteadyPace 9	A-	5.25%
	Oxford Life Multi-Select 9	A	5.10%
	Clear Spring Preserve MYGA 9	A-	5.10%
	Gainbridge SteadyPace 9	A-	5.05%
	Clear Spring Preserve MYGA 9	A-	4.80%
10 years
	EquiTrust Certainty Select 10	B++	5.50%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.50%
	Oceanview Harbourview MYGA 10 (California)	A	5.30%
	Gainbridge SteadyPace 10	A-	5.25%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.20%

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What Is the Best Fixed Annuity in California?

The best fixed annuity in California pays 6.10% compound interest, as of 2/18/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.

The next best fixed annuity in California pays 6.00% compound interest, as of 2/18/26, offered on the Canvas Future Fund 5 product issued by Canvas / Puritan Life, which carries a B++ rating.

Top Fixed Annuity Rates in California | Up to 6.10% | 2/18/26

Compare the top fixed annuities in California as of 2/18/26

Top Guaranteed Fixed Annuities in California

What Is the Best Fixed Annuity in California?

Top Fixed Annuity Rates in California | Up to 6.10% | 2/18/26

Compare the top fixed annuities in California as of 2/18/26

Top Guaranteed Fixed Annuities in California

What Is the Best Fixed Annuity in California?

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