Top Guaranteed Fixed Annuities in California

TermInsurer / ProductRatingRate
2 years
Oceanview
Harbourview MYGA 2 (California)
A 5.05%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2 (California)
A 4.70%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Aspida
Aspida Synergy Choice 2
A- 4.35%
3 years
Canvas / Puritan Life
Canvas Future Fund 3
B++ 6.00%
Revol One
DirectGrowth MYGA 3
B++ 5.85%
Ohio State Life
Nex MYGA 3
B+ 5.75%
Knighthead / Merit Life
Staysail 3 (California)
A- 5.67%
Revol One
DirectGrowth MYGA 3
B++ 5.65%
4 years
Oceanview
Harbourview MYGA 4 (California)
A 5.60%
Oxford Life
Multi-Select 4
A 5.45%
Gainbridge
SteadyPace 4
A- 5.40%
Clear Spring
Preserve MYGA 4
A- 5.30%
Oceanview
Harbourview MYGA 4 (California)
A 5.25%
5 years
Revol One
DirectGrowth MYGA 5
B++ 6.15%
Canvas / Puritan Life
Canvas Future Fund 5
B++ 6.10%
Revol One
DirectGrowth MYGA 5
B++ 5.95%
Knighthead / Merit Life
Staysail 5 (California)
A- 5.95%
Aspida
Aspida Synergy Choice 5
A- 5.85%
6 years
Oxford Life
Multi-Select 6
A 5.85%
ANICO
Palladium MYG MAX 6
A 5.72%
Oceanview
Harbourview MYGA 6 (California)
A 5.60%
ANICO
Palladium MYG MAX 6
A 5.57%
Americo
Platinum Assure Series 6
A 5.55%
7 years
Canvas / Puritan Life
Canvas Future Fund 7
B++ 6.20%
Revol One
DirectGrowth MYGA 7
B++ 6.15%
Revol One
DirectGrowth MYGA 7
B++ 5.95%
Knighthead / Merit Life
Staysail 7 (California)
A- 5.93%
Aspida
Aspida Synergy Choice 7
A- 5.90%
8 years
EquiTrust
Certainty Select 8
B++ 5.50%
Clear Spring
Preserve MYGA 8
A- 5.40%
Oxford Life
Multi-Select 8
A 5.35%
Clear Spring
Preserve MYGA 8
A- 4.95%
GILICO
Guaranty Rate Lock 8
A- 4.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.40%
Oxford Life
Multi-Select 9
A 5.25%
Clear Spring
Preserve MYGA 9
A- 4.95%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Revol One
DirectGrowth MYGA 10
B++ 6.25%
Revol One
DirectGrowth MYGA 10
B++ 6.05%
Oceanview
Harbourview MYGA 10 (California)
A 5.65%
Oxford Life
Multi-Select 10
A 5.55%
EquiTrust
Certainty Select 10
B++ 5.55%

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What Is the Best Fixed Annuity in California?

The best fixed annuity in California pays 6.25% compound interest, as of 8/7/26, offered on the DirectGrowth MYGA 10 product issued by Revol One, which carries a B++ rating.

The next best fixed annuity in California pays 6.20% compound interest, as of 8/7/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.