Top Guaranteed Fixed Annuities in California

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Oceanview
Harbourview MYGA 2 (California)
A 4.80%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Oceanview
Harbourview MYGA 2 (California)
A 4.45%
Americo
Platinum Assure Series 2
A 4.15%
3 years
Canvas / Puritan Life
Canvas Future Fund 3
B++ 5.90%
Ohio State Life
Nex MYGA 3
B+ 5.75%
Ohio State Life
Nex MYGA 3
B+ 5.60%
Revol One
DirectGrowth MYGA 3
B++ 5.55%
Axonic / AmFirst
Axonic Waypoint MYGA 3
A- 5.45%
4 years
Oceanview
Harbourview MYGA 4 (California)
A 5.20%
Oxford Life
Multi-Select 4
A 5.10%
Gainbridge
SteadyPace 4
A- 5.10%
Clear Spring
Preserve MYGA 4
A- 5.05%
Gainbridge
SteadyPace 4
A- 5.00%
5 years
Canvas / Puritan Life
Canvas Future Fund 5
B++ 6.35%
Revol One
DirectGrowth MYGA 5
B++ 5.85%
Ohio State Life
Nex MYGA 5
B+ 5.75%
Axonic / AmFirst
Axonic Waypoint MYGA 5
A- 5.70%
Revol One
DirectGrowth MYGA 5
B++ 5.65%
6 years
ANICO
Palladium MYG MAX 6
A 5.62%
Oxford Life
Multi-Select 6
A 5.55%
ANICO
Palladium MYG MAX 6
A 5.47%
ANICO
Palladium MYG MAX 6
A 5.37%
Oceanview
Harbourview MYGA 6 (California)
A 5.35%
7 years
Canvas / Puritan Life
Canvas Future Fund 7
B++ 6.45%
Revol One
DirectGrowth MYGA 7
B++ 5.85%
Revol One
DirectGrowth MYGA 7
B++ 5.65%
Axonic / AmFirst
Axonic Waypoint MYGA 7
A- 5.50%
Aspida
Aspida Synergy Choice 7
A- 5.50%
8 years
Clear Spring
Preserve MYGA 8
A- 5.25%
Oxford Life
Multi-Select 8
A 5.20%
EquiTrust
Certainty Select 8
B++ 5.20%
Clear Spring
Preserve MYGA 8
A- 4.95%
GILICO
Guaranty Rate Lock 8
A- 4.10%
9 years
Clear Spring
Preserve MYGA 9
A- 5.25%
Oxford Life
Multi-Select 9
A 5.10%
Clear Spring
Preserve MYGA 9
A- 4.95%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Revol One
DirectGrowth MYGA 10
B++ 5.85%
Revol One
DirectGrowth MYGA 10
B++ 5.65%
Oceanview
Harbourview MYGA 10 (California)
A 5.50%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.50%
ANICO
Palladium MYG MAX 10
A 5.35%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Contact Us

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in California?

The best fixed annuity in California pays 6.45% compound interest, as of 5/9/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.

The next best fixed annuity in California pays 6.35% compound interest, as of 5/9/26, offered on the Canvas Future Fund 5 product issued by Canvas / Puritan Life, which carries a B++ rating.