California Fixed Annuities | 2/28/26

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.00%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.70%
	Oceanview Harbourview MYGA 2 (California)	A	4.60%
	Oceanview Harbourview MYGA 2 (California)	A	4.25%
	Americo Platinum Assure Series 2	A	4.15%
3 years
	Canvas / Puritan Life Canvas Future Fund 3	B++	5.90%
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.40%
	Ohio State Life Nex MYGA 3	B+	5.25%
	Knighthead / Merit Life Staysail 3 (California)	A-	5.22%
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.10%
4 years
	Gainbridge SteadyPace 4	A-	5.00%
	Oceanview Harbourview MYGA 4 (California)	A	5.00%
	Oxford Life Multi-Select 4	A	5.00%
	Clear Spring Preserve MYGA 4	A-	4.90%
	Gainbridge SteadyPace 4	A-	4.80%
5 years
	Canvas / Puritan Life Canvas Future Fund 5	B++	6.00%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	5.65%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.55%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.35%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	5.30%
6 years
	ANICO Palladium MYG MAX 6	A	5.52%
	Oxford Life Multi-Select 6	A	5.40%
	ANICO Palladium MYG MAX 6	A	5.37%
	EquiTrust Certainty Select 6	B++	5.35%
	ANICO Palladium MYG MAX 6	A	5.27%
7 years
	Canvas / Puritan Life Canvas Future Fund 7	B++	6.10%
	Axonic / AmFirst Axonic Waypoint MYGA 7	A-	5.50%
	Knighthead / Merit Life Staysail 7 (California)	A-	5.43%
	Aspida Aspida Synergy Choice 7	A-	5.40%
	ANICO Palladium MYG MAX 7	A	5.35%
8 years
	EquiTrust Certainty Select 8	B++	5.40%
	Oxford Life Multi-Select 8	A	5.20%
	Gainbridge SteadyPace 8	A-	5.10%
	Clear Spring Preserve MYGA 8	A-	5.10%
	Gainbridge SteadyPace 8	A-	4.90%
9 years
	Gainbridge SteadyPace 9	A-	5.10%
	Oxford Life Multi-Select 9	A	5.10%
	Clear Spring Preserve MYGA 9	A-	5.10%
	Gainbridge SteadyPace 9	A-	4.90%
	Clear Spring Preserve MYGA 9	A-	4.80%
10 years
	EquiTrust Certainty Select 10	B++	5.50%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.50%
	ANICO Palladium MYG MAX 10	A	5.25%
	Oceanview Harbourview MYGA 10 (California)	A	5.20%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.20%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity in California?

The best fixed annuity in California pays 6.10% compound interest, as of 2/28/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.

The next best fixed annuity in California pays 6.00% compound interest, as of 2/28/26, offered on the Canvas Future Fund 5 product issued by Canvas / Puritan Life, which carries a B++ rating.

Top Fixed Annuity Rates in California | Up to 6.10% | 2/28/26

Compare the top fixed annuities in California as of 2/28/26

Top Guaranteed Fixed Annuities in California

What Is the Best Fixed Annuity in California?

Top Fixed Annuity Rates in California | Up to 6.10% | 2/28/26

Compare the top fixed annuities in California as of 2/28/26

Top Guaranteed Fixed Annuities in California

What Is the Best Fixed Annuity in California?

Sign up for our newsletter