California Fixed Annuities | 10/16/26

Term	Insurer / Product	Rating	Rate
2 years
	Oceanview Harbourview MYGA 2 (California)	A	5.15%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.10%
	Oceanview Harbourview MYGA 2 (California)	A	4.80%
	Aspida Aspida Synergy Choice 2	A-	4.80%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.75%
3 years
	Revol One DirectGrowth MYGA 3	B++	6.10%
	Canvas / Puritan Life Canvas Future Fund 3	B++	6.10%
	Ohio State Life Nex MYGA 3	B+	6.00%
	Revol One DirectGrowth MYGA 3	B++	6.00%
	ANICO Palladium MYG MAX 3	A	5.90%
4 years
	Oxford Life Multi-Select 4	A	6.05%
	Americo Platinum Assure Series 4	A	5.70%
	Oceanview Harbourview MYGA 4 (California)	A	5.70%
	Clear Spring Preserve MYGA 4	A-	5.60%
	Gainbridge SteadyPace 4	A-	5.40%
5 years
	Canvas / Puritan Life Canvas Future Fund 5	B++	6.30%
	Aspida Aspida Synergy Choice 5	A-	6.30%
	Revol One DirectGrowth MYGA 5	B++	6.25%
	Revol One DirectGrowth MYGA 5	B++	6.15%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	6.10%
6 years
	Oxford Life Multi-Select 6	A	6.35%
	Oceanview Harbourview MYGA 6 (California)	A	5.95%
	Americo Platinum Assure Series 6	A	5.90%
	ANICO Palladium MYG MAX 6	A	5.87%
	ANICO Palladium MYG MAX 6	A	5.72%
7 years
	Canvas / Puritan Life Canvas Future Fund 7	B++	6.40%
	Aspida Aspida Synergy Choice 7	A-	6.35%
	Oxford Life Multi-Select 7	A	6.20%
	Revol One DirectGrowth MYGA 7	B++	6.20%
	Athene Athene MaxRate 7	A+	6.15%
8 years
	Oxford Life Multi-Select 8	A	6.45%
	Clear Spring Preserve MYGA 8	A-	5.70%
	EquiTrust Certainty Select 8	B++	5.65%
	Clear Spring Preserve MYGA 8	A-	5.40%
	GILICO Guaranty Rate Lock 8	A-	3.70%
9 years
	Oxford Life Multi-Select 9	A	6.30%
	Clear Spring Preserve MYGA 9	A-	5.70%
	Clear Spring Preserve MYGA 9	A-	5.40%
	GILICO Guaranty Rate Lock 9	A-	3.70%
	GILICO Guaranty Rate Lock 9	A-	3.40%
10 years
	Oxford Life Multi-Select 10	A	6.35%
	Revol One DirectGrowth MYGA 10	B++	6.30%
	Revol One DirectGrowth MYGA 10	B++	6.20%
	Oceanview Harbourview MYGA 10 (California)	A	6.05%
	EquiTrust Certainty Select 10	B++	5.70%

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What Is the Best Fixed Annuity in California?

The best fixed annuity in California pays 6.45% compound interest, as of 10/16/26, offered on the Multi-Select 8 product issued by Oxford Life, which carries a A rating.

The next best fixed annuity in California pays 6.40% compound interest, as of 10/16/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which carries a B++ rating.

Top Fixed Annuity Rates in California | Up to 6.45% | 10/16/26

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