| Attribute | Details |
|---|---|
| Legal Name | Knighthead Life / Merit Life Insurance Company |
| Short Name | Knighthead / Merit Life |
| Founded | 2014 |
| States Licensed to Sell | AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY |
| AM Best Rating (Financial Strength) | A- |
| AM Best Rating Date | 11/2024 |
Knighthead Life policies are issued by Merit Life Insurance Company. Knighthead Life is part of Knighthead Insurance Group, founded in 2014, that has a successful track record in the international direct and reinsurance markets. Knighthead Life is a sister ship of Knighthead International, a Cayman Islands-based insurance company helping global clients preserve and grow their wealth with guaranteed financial products. Through Knighthead Life, Americans can chart their course to retirement, their way, with a retirement income strategy that’s anchored by the principal protection, guaranteed returns, and strategic advantages of our financial solutions.
| Premium Band | Term | Withdrawal | Guaranteed Year Yield to Surrender |
|---|---|---|---|
| $10,000 - $100,000 | 3 | No | 5.36% | 5.65% Simple |
| Yes | 5.18% | 5.45% Simple | ||
| 5 | No | 5.63% | 6.30% Simple | |
| Yes | 5.47% | 6.10% Simple | ||
| 7 | No | 5.54% | 6.55% Simple | |
| Yes | 5.39% | 6.35% Simple | ||
| $100,000+ | 3 | No | 5.58% | 5.90% Simple |
| Yes | 5.40% | 5.70% Simple | ||
| 5 | No | 5.83% | 6.55% Simple | |
| Yes | 5.67% | 6.35% Simple | ||
| 7 | No | 5.72% | 6.80% Simple | |
| Yes | 5.58% | 6.60% Simple |