| Term | Insurer / Product | Rating | Rate |
|---|---|---|---|
| 4 years | |||
Gainbridge SteadyPace | A- | 5.45% | |
Oceanview Harbourview MYGA | A | 5.10% | |
Oceanview Harbourview MYGA (CA) | A | 4.95% | |
Clear Spring Preserve MYGA | A- | 4.80% | |
Americo Platinum Assure Series | A | 4.75% | |
Oceanview Harbourview MYGA | A | 4.75% | |
Oceanview Harbourview MYGA (CA) | A | 4.60% | |
Clear Spring Preserve MYGA | A- | 4.50% | |
GILICO Guaranty Rate Lock | A- | 4.50% | |
GILICO Guaranty Rate Lock | A- | 4.40% |
The best 4 year fixed annuity pays 5.45% compound interest, as of 11/20/24, offered on the SteadyPace product issued by Gainbridge, which is rated A-.
The next best 4 year fixed annuity pays 5.10% compound interest, as of 11/20/24, offered on the Harbourview MYGA product issued by Oceanview, which is rated A.