Top Guaranteed Fixed Annuities Rated B++ (or Higher)

TermInsurer / ProductRatingRate
2 years
CL Life
CL Sundance 2
B++ 5.15%
3 years
Canvas / Puritan Life
Canvas Future Fund 3
B++ 6.00%
Revol One
DirectGrowth MYGA 3
B++ 5.85%
Farmers Life
Safeguard Plus 3
B++ 5.65%
Revol One
DirectGrowth MYGA 3
B++ 5.65%
American Life
American Classic 3
B++ 5.51%
5 years
Revol One
DirectGrowth MYGA 5
B++ 6.15%
Canvas / Puritan Life
Canvas Future Fund 5
B++ 6.10%
Farmers Life
Safeguard Plus 5
B++ 6.00%
American Gulf
Anchor MYGA 5
B++ 6.00%
Revol One
DirectGrowth MYGA 5
B++ 5.95%
6 years
American Gulf
Anchor MYGA 6
B++ 6.00%
American Gulf
Anchor MYGA 6
B++ 5.85%
EquiTrust
Certainty Select 6
B++ 5.45%
7 years
Canvas / Puritan Life
Canvas Future Fund 7
B++ 6.20%
Revol One
DirectGrowth MYGA 7
B++ 6.15%
Farmers Life
Safeguard Plus 7
B++ 5.95%
Revol One
DirectGrowth MYGA 7
B++ 5.95%
Baltimore Life
IQumulate 7
B++ 5.80%
8 years
EquiTrust
Certainty Select 8
B++ 5.50%
10 years
Revol One
DirectGrowth MYGA 10
B++ 6.25%
Farmers Life
Safeguard Plus 10
B++ 6.05%
Revol One
DirectGrowth MYGA 10
B++ 6.05%
Heartland National
Secure Rate Annuity 10
B++ 5.70%
EquiTrust
Certainty Select 10
B++ 5.55%

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What Is the Best Fixed Annuity from a B++ or Higher Rated Insurer?

The best fixed annuity from a B++ or higher rated insurer pays 6.25% compound interest, as of 8/7/26, offered on the DirectGrowth MYGA 10 product issued by Revol One, which is rated B++.

The next best fixed annuity from a B++ or higher rated insurer pays 6.20% compound interest, as of 8/7/26, offered on the Canvas Future Fund 7 product issued by Canvas / Puritan Life, which is rated B++.

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This site and the associated materials are being provided for informational purposes only to allow consumers to make their own purchasing decisions. Representatives are available to answer specific questions you may have about a product you are considering. However, neither PlanEasy, Inc. nor its owners, officers, employees, agents, representatives or contractors (collectively "PlanEasy") provide advice or recommendations regarding the purchase of any products, nor is tax, legal, or investment advice provided. In addition, PlanEasy does not provide advice or recommendations regarding the source of funds used to purchase an annuity. Always consult with your own qualified financial, tax, and legal advisers regarding your own unique circumstances. It is important that you review and understand the product brochure created by the applicable insurance company prior to making any purchasing decisions. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state. Please ensure you review and understand all product information, features, restrictions, risks, benefits and costs before making a purchasing decision. For additional product information, please visit the specific insurance company websites directly. Consumers who purchase an annuity should thereafter contact the appropriate insurance company to have their questions answered, effect any changes to their annuity, or for any transactions involving their annuity.
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