Top Guaranteed Fixed Annuities Rated A- (or Higher)

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 5.00%
Aspida
Aspida Synergy Choice 2
A- 4.70%
Axonic / AmFirst
Axonic Waypoint MYGA 2
A- 4.70%
Aspida
Aspida Synergy Choice 2
A- 4.55%
Aspida
Aspida Synergy Choice 2
A- 4.45%
3 years
Aspida
Aspida Synergy Choice 3
A- 5.05%
Ibexis
MYGA Plus 3
A- 5.00%
Aspida
Aspida Synergy Choice 3
A- 4.90%
Ibexis
MYGA Plus 3
A- 4.59%
GILICO
Guaranty Rate Lock 3
A- 3.60%
4 years
Gainbridge
SteadyPace 4
A- 5.75%
Gainbridge
SteadyPace 4
A- 5.45%
Sagicor
Milestone Max MYGA 4
A- 4.75%
GILICO
Guaranty Rate Lock 4
A- 3.90%
GILICO
Guaranty Rate Lock 4
A- 3.80%
5 years
Aspida
Aspida Synergy Choice 5
A- 5.40%
Aspida
Aspida Synergy Choice 5
A- 5.25%
GILICO
Guaranty Rate Lock 5
A- 5.15%
Ibexis
MYGA Plus 5
A- 5.06%
Ibexis
MYGA Plus 5
A- 4.65%
6 years
Gainbridge
SteadyPace 6
A- 5.80%
Gainbridge
SteadyPace 6
A- 5.50%
Sagicor
Milestone Max MYGA 6
A- 5.15%
GILICO
Guaranty Rate Lock 6
A- 4.10%
GILICO
Guaranty Rate Lock 6
A- 4.00%
7 years
Aspida
Aspida Synergy Choice 7
A- 5.50%
Aspida
Aspida Synergy Choice 7
A- 5.35%
GILICO
Guaranty Rate Lock 7
A- 5.15%
Ibexis
MYGA Plus 7
A- 5.10%
Ibexis
MYGA Plus 7
A- 4.72%
8 years
Gainbridge
SteadyPace 8
A- 5.80%
Gainbridge
SteadyPace 8
A- 5.50%
Clear Spring
Preserve MYGA 8
A- 5.10%
GILICO
Guaranty Rate Lock 8
A- 4.10%
GILICO
Guaranty Rate Lock 8
A- 4.00%
9 years
Gainbridge
SteadyPace 9
A- 5.80%
Gainbridge
SteadyPace 9
A- 5.50%
Clear Spring
Preserve MYGA 9
A- 5.10%
GILICO
Guaranty Rate Lock 9
A- 4.10%
GILICO
Guaranty Rate Lock 9
A- 4.00%
10 years
Gainbridge
SteadyPace 10
A- 5.50%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.40%
Axonic / AmFirst
Axonic Waypoint MYGA 10
A- 5.10%
GILICO
Guaranty Rate Lock 10
A- 4.10%
GILICO
Guaranty Rate Lock 10
A- 4.00%

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What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?

The best fixed annuity from a A- or higher rated insurer pays 5.80% compound interest, as of 5/14/25, offered on the SteadyPace 8 8 product issued by Gainbridge, which is rated A-.

The next best fixed annuity from a A- or higher rated insurer pays 5.80% compound interest, as of 5/14/25, offered on the SteadyPace 9 9 product issued by Gainbridge, which is rated A-.