Top Guaranteed Fixed Annuities Rated A- (or Higher)

TermInsurer / ProductRatingRate
2 years
Axonic / AmFirst
Axonic Waypoint MYGA
A- 5.20%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 4.90%
Aspida
Aspida Synergy Choice
A- 4.70%
Aspida
Aspida Synergy Choice
A- 4.55%
Aspida
Aspida Synergy Choice
A- 4.45%
3 years
Clear Spring
Preserve MYGA
A- 5.10%
Ibexis
MYGA Plus
A- 5.00%
Clear Spring
Preserve MYGA
A- 4.80%
Aspida
Aspida Synergy Choice
A- 4.80%
Ibexis
MYGA Plus
A- 4.59%
4 years
Gainbridge
SteadyPace
A- 5.45%
Clear Spring
Preserve MYGA
A- 5.25%
Clear Spring
Preserve MYGA
A- 4.95%
GILICO
Guaranty Rate Lock
A- 3.90%
GILICO
Guaranty Rate Lock
A- 3.80%
5 years
Clear Spring
Preserve MYGA
A- 5.45%
Clear Spring
Preserve MYGA
A- 5.15%
Aspida
Aspida Synergy Choice
A- 5.10%
Ibexis
MYGA Plus
A- 5.06%
Ibexis
MYGA Plus
A- 4.65%
6 years
Gainbridge
SteadyPace
A- 5.80%
Gainbridge
SteadyPace
A- 5.50%
Sagicor
Milestone Max MYGA
A- 5.05%
GILICO
Guaranty Rate Lock
A- 4.10%
GILICO
Guaranty Rate Lock
A- 4.00%
7 years
Aspida
Aspida Synergy Choice
A- 5.30%
GILICO
Guaranty Rate Lock
A- 5.25%
Aspida
Aspida Synergy Choice
A- 5.15%
Ibexis
MYGA Plus
A- 5.10%
Ibexis
MYGA Plus
A- 4.72%
8 years
Gainbridge
SteadyPace
A- 5.80%
Gainbridge
SteadyPace
A- 5.50%
GILICO
Guaranty Rate Lock
A- 4.10%
GILICO
Guaranty Rate Lock
A- 4.00%
9 years
Gainbridge
SteadyPace
A- 5.50%
Clear Spring
Preserve MYGA
A- 5.40%
Clear Spring
Preserve MYGA
A- 5.10%
GILICO
Guaranty Rate Lock
A- 4.10%
GILICO
Guaranty Rate Lock
A- 4.00%
10 years
Gainbridge
SteadyPace
A- 5.50%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 5.30%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 5.00%
GILICO
Guaranty Rate Lock
A- 4.10%
GILICO
Guaranty Rate Lock
A- 4.00%

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What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?

The best fixed annuity from a A- or higher rated insurer pays 5.80% compound interest, as of 3/31/25, offered on the SteadyPace 8 product issued by Gainbridge, which is rated A-.

The next best fixed annuity from a A- or higher rated insurer pays 5.80% compound interest, as of 3/31/25, offered on the SteadyPace 6 product issued by Gainbridge, which is rated A-.