Top Annuities Rated A- or Higher | 7/7/26

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.00%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.70%
	Aspida Aspida Synergy Choice 2	A-	4.15%
	Aspida Aspida Synergy Choice 2	A-	4.05%
	Aspida Aspida Synergy Choice 2	A-	4.00%
3 years
	Knighthead / Merit Life Staysail 3	A-	5.49%
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.45%
	Knighthead / Merit Life Staysail 3 (California)	A-	5.40%
	Knighthead / Merit Life Staysail 3	A-	5.27%
	Clear Spring Preserve MYGA 3	A-	5.20%
4 years
	Clear Spring Preserve MYGA 4	A-	5.30%
	Gainbridge SteadyPace 4	A-	5.10%
	Clear Spring Preserve MYGA 4	A-	5.00%
	Gainbridge SteadyPace 4	A-	5.00%
	Sagicor Milestone Max MYGA 4	A-	4.80%
5 years
	Knighthead / Merit Life Staysail 5	A-	5.75%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	5.70%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.67%
	Aspida Aspida Synergy Choice 5	A-	5.65%
	Knighthead / Merit Life Staysail 5	A-	5.55%
6 years
	Clear Spring Preserve MYGA 6	A-	5.40%
	Sagicor Milestone Max MYGA 6	A-	5.25%
	Clear Spring Preserve MYGA 6	A-	5.10%
	Sagicor Milestone Max MYGA 6	A-	5.05%
	GILICO Guaranty Rate Lock 6	A-	4.10%
7 years
	Knighthead / Merit Life Staysail 7	A-	5.72%
	Aspida Aspida Synergy Choice 7	A-	5.70%
	Knighthead / Merit Life Staysail 7 (California)	A-	5.65%
	Aspida Aspida Synergy Choice 7	A-	5.55%
	Knighthead / Merit Life Staysail 7	A-	5.54%
8 years
	Clear Spring Preserve MYGA 8	A-	5.40%
	Clear Spring Preserve MYGA 8	A-	5.10%
	GILICO Guaranty Rate Lock 8	A-	4.10%
	GILICO Guaranty Rate Lock 8	A-	4.00%
9 years
	Clear Spring Preserve MYGA 9	A-	5.40%
	Clear Spring Preserve MYGA 9	A-	5.10%
	GILICO Guaranty Rate Lock 9	A-	4.10%
	GILICO Guaranty Rate Lock 9	A-	4.00%
10 years
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.50%
	Clear Spring Preserve MYGA 10	A-	5.40%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.20%
	Clear Spring Preserve MYGA 10	A-	5.10%
	GILICO Guaranty Rate Lock 10	A-	4.10%

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What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?

The best fixed annuity from a A- or higher rated insurer pays 5.75% compound interest, as of 7/7/26, offered on the Staysail 5 product issued by Knighthead / Merit Life, which is rated A-.

The next best fixed annuity from a A- or higher rated insurer pays 5.72% compound interest, as of 7/7/26, offered on the Staysail 7 product issued by Knighthead / Merit Life, which is rated A-.

Top Fixed Annuities Rated A- | Up to 5.75% | 7/7/26

Compare the top fixed annuities rated A- (or higher) as of 7/7/26

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