Top Annuities Rated A- or Higher | 10/6/26

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.10%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.75%
	Aspida Aspida Synergy Choice 2	A-	4.60%
	Aspida Aspida Synergy Choice 2	A-	4.50%
	Aspida Aspida Synergy Choice 2	A-	4.45%
3 years
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.65%
	Ibexis MYGA Plus 3	A-	5.58%
	Knighthead / Merit Life Staysail 3 (California)	A-	5.54%
	Aspida Aspida Synergy Choice 3	A-	5.50%
	Ibexis MYGA Plus 3 (California)	A-	5.49%
4 years
	Gainbridge SteadyPace 4	A-	5.40%
	Clear Spring Preserve MYGA 4	A-	5.30%
	Gainbridge SteadyPace 4	A-	5.10%
	Clear Spring Preserve MYGA 4	A-	5.00%
	Sagicor Milestone Max MYGA 4	A-	4.95%
5 years
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	6.10%
	Aspida Aspida Synergy Choice 5	A-	6.10%
	Aspida Aspida Synergy Choice 5	A-	5.95%
	Aspida Aspida Synergy Choice 5	A-	5.90%
	Knighthead / Merit Life Staysail 5 (California)	A-	5.83%
6 years
	Sagicor Milestone Max MYGA 6	A-	5.45%
	Clear Spring Preserve MYGA 6	A-	5.40%
	Sagicor Milestone Max MYGA 6	A-	5.25%
	Clear Spring Preserve MYGA 6	A-	5.10%
	GILICO Guaranty Rate Lock 6	A-	3.70%
7 years
	Aspida Aspida Synergy Choice 7	A-	6.15%
	Aspida Aspida Synergy Choice 7	A-	6.00%
	Aspida Aspida Synergy Choice 7	A-	5.95%
	Knighthead / Merit Life Staysail 7 (California)	A-	5.83%
	Aspida Aspida Synergy Choice 7	A-	5.80%
8 years
	Clear Spring Preserve MYGA 8	A-	5.40%
	Clear Spring Preserve MYGA 8	A-	5.10%
	GILICO Guaranty Rate Lock 8	A-	3.70%
	GILICO Guaranty Rate Lock 8	A-	3.40%
9 years
	Clear Spring Preserve MYGA 9	A-	5.40%
	Clear Spring Preserve MYGA 9	A-	5.10%
	GILICO Guaranty Rate Lock 9	A-	3.70%
	GILICO Guaranty Rate Lock 9	A-	3.40%
10 years
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.60%
	Clear Spring Preserve MYGA 10	A-	5.40%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.25%
	Clear Spring Preserve MYGA 10	A-	5.10%
	GILICO Guaranty Rate Lock 10	A-	3.70%

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?

The best fixed annuity from a A- or higher rated insurer pays 6.15% compound interest, as of 10/6/26, offered on the Aspida Synergy Choice 7 product issued by Aspida, which is rated A-.

The next best fixed annuity from a A- or higher rated insurer pays 6.10% compound interest, as of 10/6/26, offered on the Aspida Synergy Choice 5 product issued by Aspida, which is rated A-.

Top Fixed Annuities Rated A- | Up to 6.15% | 10/6/26

Compare the top fixed annuities rated A- (or higher) as of 10/6/26

Top Guaranteed Fixed Annuities Rated A- (or Higher)

What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?