Top Annuities Rated A- or Higher | 10/16/26

Term	Insurer / Product	Rating	Rate
2 years
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	5.10%
	Aspida Aspida Synergy Choice 2	A-	4.80%
	Axonic / AmFirst Axonic Waypoint MYGA 2	A-	4.75%
	Aspida Aspida Synergy Choice 2	A-	4.70%
	Aspida Aspida Synergy Choice 2	A-	4.55%
3 years
	Ibexis MYGA Plus 3	A-	5.81%
	Ibexis MYGA Plus 3 (California)	A-	5.72%
	Aspida Aspida Synergy Choice 3	A-	5.70%
	Axonic / AmFirst Axonic Waypoint MYGA 3	A-	5.65%
	Knighthead / Merit Life Staysail 3 (California)	A-	5.54%
4 years
	Clear Spring Preserve MYGA 4	A-	5.60%
	Gainbridge SteadyPace 4	A-	5.40%
	Clear Spring Preserve MYGA 4	A-	5.30%
	Gainbridge SteadyPace 4	A-	5.10%
	Sagicor Milestone Max MYGA 4	A-	4.95%
5 years
	Aspida Aspida Synergy Choice 5	A-	6.30%
	Axonic / AmFirst Axonic Waypoint MYGA 5	A-	6.10%
	Aspida Aspida Synergy Choice 5	A-	6.10%
	Aspida Aspida Synergy Choice 5	A-	6.05%
	Ibexis MYGA Plus 5	A-	5.87%
6 years
	Clear Spring Preserve MYGA 6	A-	5.70%
	Sagicor Milestone Max MYGA 6	A-	5.45%
	Clear Spring Preserve MYGA 6	A-	5.40%
	Sagicor Milestone Max MYGA 6	A-	5.25%
	GILICO Guaranty Rate Lock 6	A-	3.70%
7 years
	Aspida Aspida Synergy Choice 7	A-	6.35%
	Aspida Aspida Synergy Choice 7	A-	6.15%
	Aspida Aspida Synergy Choice 7	A-	6.10%
	Aspida Aspida Synergy Choice 7	A-	5.90%
	Knighthead / Merit Life Staysail 7 (California)	A-	5.83%
8 years
	Clear Spring Preserve MYGA 8	A-	5.70%
	Clear Spring Preserve MYGA 8	A-	5.40%
	GILICO Guaranty Rate Lock 8	A-	3.70%
	GILICO Guaranty Rate Lock 8	A-	3.40%
9 years
	Clear Spring Preserve MYGA 9	A-	5.70%
	Clear Spring Preserve MYGA 9	A-	5.40%
	GILICO Guaranty Rate Lock 9	A-	3.70%
	GILICO Guaranty Rate Lock 9	A-	3.40%
10 years
	Clear Spring Preserve MYGA 10	A-	5.70%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.60%
	Clear Spring Preserve MYGA 10	A-	5.40%
	Axonic / AmFirst Axonic Waypoint MYGA 10	A-	5.25%
	GILICO Guaranty Rate Lock 10	A-	3.70%

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What Is the Best Fixed Annuity from a A- or Higher Rated Insurer?

The best fixed annuity from a A- or higher rated insurer pays 6.35% compound interest, as of 10/16/26, offered on the Aspida Synergy Choice 7 product issued by Aspida, which is rated A-.

The next best fixed annuity from a A- or higher rated insurer pays 6.30% compound interest, as of 10/16/26, offered on the Aspida Synergy Choice 5 product issued by Aspida, which is rated A-.

Top Fixed Annuities Rated A- | Up to 6.35% | 10/16/26

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