Baltimore Life Insurance Company

Company Overview & Rating

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Insurer Details

AttributeDetails
Legal NameBaltimore Life Insurance Company
Short NameBaltimore Life
Founded1882
States Licensed to SellAlabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
AM Best Rating (Financial Strength)B++
AM Best Rating Date10/2025

Quick Summary

Founded in 1882, Today, Baltimore Life insures more than 300,000 individuals, families and businesses in communities all across America. With our home office located in Owings Mills, Maryland, we operate across the United States. We continue to deliver products and services that provide financial protection to the middle-income segment of the U.S. population.

Fixed Annuity Products & Current Rates as of Feb 26, 2026

Premium BandTermWithdrawalRate
$5,000 - $1,000,000 3 No 5.40%
Yes 5.05%
5 No 5.80%
Yes 5.45%
7 No 5.85%
Yes 5.50%

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