American National Insurance Company

Company Overview & Rating

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Insurer Details

AttributeDetails
Legal NameAmerican National Insurance Company
Short NameANICO
Founded1905
States Licensed to SellAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
AM Best Rating (Financial Strength)A
AM Best Rating Date11/2025

Quick Summary

American National Insurance Company (ANICO), founded in 1905 and headquartered in Galveston, Texas, is a major player in the American insurance landscape. Recently, the company has undergone significant strategic shifts, most notably being acquired by Brookfield Reinsurance in 2022. As of 2026, ANICO has pivoted its business model to focus primarily on retirement and asset-based products.

Fixed Annuity Products & Current Rates as of Feb 25, 2026

Premium BandTermWithdrawalRate
$5,000 - $100,000 3 No 4.65%
5 5.00%
6 5.27%
7 5.10%
10 5.00%
$100,000 - $249,999 3 4.75%
5 5.10%
6 5.37%
7 5.20%
10 5.10%
$250,000+ 3 4.90%
5 5.25%
6 5.52%
7 5.35%
10 5.25%

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