Gulf Guaranty Life Insurance Company

Company Overview & Rating

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Insurer Details

AttributeDetails
Legal NameGulf Guaranty Life Insurance Company
Short NameAmerican Gulf
Founded1970
States Licensed to SellAlabama, Alaska, Arkansas, Georgia, Illinois, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Montana, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah
AM Best Rating (Financial Strength)B++
AM Best Rating Date9/2025

Quick Summary

Since 1970, Gulf Guaranty Life Insurance Company has provided life insurance solutions to meet the financial protection needs of individuals and families. It operates under the American Gulf brand, focusing on retirement and financial protection offerings. American Gulf offers annuity and life insurance solutions through a growing national network of financial professionals. American Gulf is powered by the strength and long-term vision of Acturion Group, a dynamic insurance and asset management platform with a deep commitment to lasting partnerships. Policies are issued by Gulf Guaranty Life Insurance Company, a licensed life insurer regulated by the Mississippi Insurance Department.

Fixed Annuity Products & Current Rates as of Oct 10, 2025

Premium BandTermWithdrawalRate
$10,000 - $100,000 5 No 6.30%
Yes 6.15%
6 No 6.30%
Yes 6.15%
7 No 6.30%
Yes 6.15%

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