A financial advisor can help you create and manage a financial plan to make sure you're on track to reach your goals such as retirement, as well as providing assistance regarding your investment decisions. Financial advisors can also provide valuable insights and advice on the following five key areas related to financial and retirement planning: 

  1. Wills & Estate Planning

  2. Retirement Income & Cash Flow Planning

  3. Investment Planning

  4. Tax Planning

  5. Healthcare, Long-Term Care & Life Insurance 

Additionally, a financial advisor can help you adjust your plan as your circumstances, needs and desires change. They hold your hand and help hold you accountable to help you stay on track to meet your goals.

Do I need a financial advisor?

Your individual financial situation and goals, as well as your needs related to the specifics of your unique circumstances (i.e., family dynamics, stage of life) can help determine whether you need a financial advisor. If you are comfortable managing your own finances and have the knowledge and time to do so, then you may not need a financial advisor. However, if you have complex financial needs, are unsure of how to best meet your goals, or simply want an extra set of eyes from an experienced professional, a financial advisor may be a valuable tool and resource for you.

Financial advisors are not all created equal, and some advisors have deeper domain expertise in certain areas (i.e. taxes, investments or other areas) than other advisors; you should do your own due diligence and research, including verifying an advisor's credentials and track record, to make sure they are qualified and suited to meet your financial needs - this PlanEasy article can help you get started with that diligence: "Is your financial advisor legit?"

How do I find a financial advisor?

PlanEasy can help match you with a financial advisor - take PlanEasy's brief quiz, so that we can learn more about you. After you take the quiz, we will have a brief phone call to introduce ourselves and dig a little deeper into your needs. Then, we'll connect you with a financial advisor within our network, free of charge with no commitments.