Currently, we significant value in the 10yr EquiTrust annuity product at 6.00%.
Many carriers have been cutting rates, as interest rates have been coming down. EquiTrust has yet to cut this one.
However, we expect that cut to happen any day now.
The equivalent bank CD rate you would need is 6.43%, assuming a 30% tax rate. This annuity allows your money to grow tax-deferred, whereas bank CD income is taxed each year:
We have had many clients ask about this product. Carriers are reducing rates, so we don't expect this 6.00% rate to last long.
If you're interested in learning about this product, please submit your contact info, and we'll reach out immediately: Contact Info
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