Earn more, retire happier— with the highest annuity rates from PlanEasy

Unlike other annuity marketplaces that hide rates for annuities they don’t sell, PlanEasy shows every rate with full transparency — no missing rates, no hidden fees, no gotchas.

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Where to start?

Who is PlanEasy?

PlanEasy is led by industry veterans Michael Salem and Alex N.J. Choo, former founder-operators of annuity insurer American Life—an industry success story now issuing over
$1 billion in annuities annually. Learn more about our story.

  • checkProven Experts: Michael and Alex helped design some of the best annuities in the market, pioneering innovations like high loyalty interest and premium bonuses.
  • checkUnmatched Experience: PlanEasy is the only online annuity agency founded by a team that built and operated an annuity insurer—giving them insider knowledge of how annuities truly work because they made them. Meet the Team.
  • checkTransparent Comparison: Unlike other online marketplaces that only show products they sell, PlanEasy lists all top annuities in its marketplace—even those it doesn’t profit from. This ensures a truly unbiased shopping experience, making it easier for customers to compare and choose the best annuities.
  • checkNo Hidden Fees: PlanEasy will never sell you an annuity that has hidden fees you don’t know about. Traditional fixed annuities—PlanEasy's bread and butter—do not have any fees.

See Top Annuity Rates Now

Want to learn more about PlanEasy’s founders and mission? Read Our Story.

Why do people trust PlanEasy?

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Trust

We recommend annuities like we would for our own family — no bad deals, no sales pressure.

Expertise Icon

Expertise

We’ve built annuities from the inside out — so we know which ones are truly the best.

Transparency Icon

Transparency

You’ll always know how we make money and whether that impacts you — no hidden agendas.

How do I compare and buy annuities from PlanEasy?

1

Click on the button below "Annuity Marketplace" to compare rates and shop for fixed annuity products. Or click "Help Me Choose" to let us help you choose and answer questions.

Annuity Marketplace Help Me Choose

2

You'll be taken to our annuity marketplace where you can filter for annuities based on your resident state, as annuities are available on a state by state basis.

3

Click on various fixed annuity products in the marketplace to see more key details (such as rate, term, free withdrawals, etc.) about each annuity.

4

Click "Apply Now" to start the quick annuity application process, which begins with a brief call with a PlanEasy licensed professional to answer questions and gather info. You'll be able to review and sign electronically - all online, quickly and stress-free.

5

The PlanEasy team will then sign and send the application directly to the insurer, which reviews for 2-7 business days. Once approved, you send your funds to the insurer. The annuity insurer pays us a commission, which never comes out of your annuity funds. Congratulations, you now own a fixed annuity.

What does PlanEasy do?

PlanEasy is an independent annuity platform designed to make comparing and buying annuities easy and stress-free.

Our one-stop shop online platform includes:
  • Annuity Marketplace – Compare the best fixed annuities available today.
  • Lists of Top Annuities – See real-time lists of the best annuity rates in the market.
  • White-Glove Service – Get guidance from industry-leading licensed annuity professionals.
  • Easy Application – Fill out applications quickly with or without the assistance of a PlanEasy professional.
  • Retirement Education & Tools – Get expert articles, calculators, and quizzes to guide your retirement strategy.
Top Annuity Rates

View the top fixed annuity (MYGA) rates in the market today.

Top Annuity Rates
Annuity Marketplace

Compare and shop for your fixed annuity product available in your state.

Annuity Marketplace
Annuity FAQs

Read the most common questions annuity buyers have along with answers for each.

Annuity FAQs
Book Appointment

Speak to an industry-leading annuity agent who will provide outstanding service.

Book Appointment
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Contact Us
support@planeasy.com
(402) 235-5150
PlanEasy Inc.
233 South 13th Street, Suite 1100
Lincoln, Nebraska 68508
Legal

This site and the associated materials are being provided for informational purposes only to allow consumers to make their own purchasing decisions. Representatives are available to answer specific questions you may have about a product you are considering. However, neither PlanEasy, Inc. nor its owners, officers, employees, agents, representatives or contractors (collectively "PlanEasy") provide advice or recommendations regarding the purchase of any products, nor is tax, legal, or investment advice provided. In addition, PlanEasy does not provide advice or recommendations regarding the source of funds used to purchase an annuity. Always consult with your own qualified financial, tax, and legal advisers regarding your own unique circumstances. It is important that you review and understand the product brochure created by the applicable insurance company prior to making any purchasing decisions. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state. Please ensure you review and understand all product information, features, restrictions, risks, benefits and costs before making a purchasing decision. For additional product information, please visit the specific insurance company websites directly. Consumers who purchase an annuity should thereafter contact the appropriate insurance company to have their questions answered, effect any changes to their annuity, or for any transactions involving their annuity.
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