Top Guaranteed 5 Year Fixed Annuities

TermInsurer / ProductRatingRate
5 years
Canvas / Puritan Life
Canvas Future Fund
B++ 6.00%
Gainbridge
SteadyPace
A- 5.70%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 5.55%
Wichita National
Security
B+ 5.55%
American Life
American Classic
B++ 5.53%
Ohio State Life
Nex MYGA
B+ 5.50%
Nassau
Nassau MYAnnuity
B++ 5.50%
Aspida
Aspida Synergy Choice
A- 5.45%
American Life
American Classic
B++ 5.40%
Farmers Life
Safeguard Plus
B++ 5.30%

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What Is the Best 5 Year Fixed Annuity?

The best 5 year fixed annuity pays 6.00% compound interest, as of 1/18/25, offered on the Canvas Future Fund product issued by Canvas / Puritan Life, which is rated B++.

The next best 5 year fixed annuity pays 5.70% compound interest, as of 1/18/25, offered on the SteadyPace product issued by Gainbridge, which is rated A-.