Top Guaranteed 2 Year Fixed Annuities

TermInsurer / ProductRatingRate
2 years
Mountain Life
Secure Summit
B+ 5.25%
CL Life
CL Sundance
B++ 5.10%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 5.00%
Oceanview
Harbourview MYGA
A 4.90%
Oceanview
Harbourview MYGA (CA)
A 4.80%
Aspida
Aspida Synergy Choice
A- 4.70%
Axonic / AmFirst
Axonic Waypoint MYGA
A- 4.70%
Americo
Platinum Assure Series
A 4.65%
Aspida
Aspida Synergy Choice
A- 4.60%
Aspida
Aspida Synergy Choice
A- 4.55%

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What Is the Best 2 Year Fixed Annuity?

The best 2 year fixed annuity pays 5.25% compound interest, as of 4/22/25, offered on the Secure Summit 2 product issued by Mountain Life, which is rated B+.

The next best 2 year fixed annuity pays 5.10% compound interest, as of 4/22/25, offered on the CL Sundance 2 product issued by CL Life, which is rated B++.

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This site and the associated materials are being provided for informational purposes only to allow consumers to make their own purchasing decisions. Representatives are available to answer specific questions you may have about a product you are considering. However, neither PlanEasy, Inc. nor its owners, officers, employees, agents, representatives or contractors (collectively "PlanEasy") provide advice or recommendations regarding the purchase of any products, nor is tax, legal, or investment advice provided. In addition, PlanEasy does not provide advice or recommendations regarding the source of funds used to purchase an annuity. Always consult with your own qualified financial, tax, and legal advisers regarding your own unique circumstances. It is important that you review and understand the product brochure created by the applicable insurance company prior to making any purchasing decisions. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state. Please ensure you review and understand all product information, features, restrictions, risks, benefits and costs before making a purchasing decision. For additional product information, please visit the specific insurance company websites directly. Consumers who purchase an annuity should thereafter contact the appropriate insurance company to have their questions answered, effect any changes to their annuity, or for any transactions involving their annuity.
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