Top Guaranteed Fixed Annuities Rated A (or Higher)

TermInsurer / ProductRatingRate
2 years
Oceanview
Harbourview MYGA 2
A 4.95%
Oceanview
Harbourview MYGA 2 (California)
A 4.85%
Oceanview
Harbourview MYGA 2
A 4.60%
Americo
Platinum Assure Series 2
A 4.50%
Oceanview
Harbourview MYGA 2 (California)
A 4.50%
3 years
F&G Life
FG Guarantee-Platinum 3
A 4.90%
Oxford Life
Multi-Select 3
A 4.85%
Americo
Platinum Assure Series 3
A 4.80%
Oceanview
Harbourview MYGA 3 (California)
A 4.65%
Oceanview
Harbourview MYGA 3 (California)
A 4.30%
4 years
Oxford Life
Multi-Select 4
A 5.15%
Americo
Platinum Assure Series 4
A 5.10%
Oceanview
Harbourview MYGA 4 (California)
A 4.95%
Oceanview
Harbourview MYGA 4
A 4.75%
Oceanview
Harbourview MYGA 4 (California)
A 4.60%
5 years
Americo
Platinum Assure Series 5
A 5.20%
F&G Life
FG Guarantee-Platinum 5
A 5.20%
Oxford Life
Multi-Select 5
A 5.15%
Oceanview
Harbourview MYGA 5 (California)
A 4.70%
Oceanview
Harbourview MYGA 5 (California)
A 4.35%
6 years
Oxford Life
Multi-Select 6
A 5.35%
Americo
Platinum Assure Series 6
A 5.25%
Oceanview
Harbourview MYGA 6 (California)
A 5.15%
Oceanview
Harbourview MYGA 6
A 4.95%
Oceanview
Harbourview MYGA 6 (California)
A 4.80%
7 years
Americo
Platinum Assure Series 7
A 5.25%
F&G Life
FG Guarantee-Platinum 7
A 5.20%
Oxford Life
Multi-Select 7
A 5.20%
Oceanview
Harbourview MYGA 7 (California)
A 4.80%
Oceanview
Harbourview MYGA 7 (California)
A 4.45%
8 years
Oxford Life
Multi-Select 8
A 5.20%
9 years
Oxford Life
Multi-Select 9
A 5.10%
10 years
Oceanview
Harbourview MYGA 10
A 5.60%
Oceanview
Harbourview MYGA 10 (California)
A 5.45%
Oceanview
Harbourview MYGA 10
A 5.25%
Oceanview
Harbourview MYGA 10 (California)
A 5.10%
Oxford Life
Multi-Select 10
A 5.10%

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What Is the Best Fixed Annuity from a A or Higher Rated Insurer?

The best fixed annuity from a A or higher rated insurer pays 5.60% compound interest, as of 6/25/25, offered on the Harbourview MYGA 10 product issued by Oceanview, which is rated A.

The next best fixed annuity from a A or higher rated insurer pays 5.45% compound interest, as of 6/25/25, offered on the Harbourview MYGA 10 (California) product issued by Oceanview, which is rated A.