Top Annuities Rated A or Higher | 8/21/26

Term	Insurer / Product	Rating	Rate
2 years
	Oceanview Harbourview MYGA 2 (California)	A	5.05%
	Oceanview Harbourview MYGA 2	A	5.05%
	Oceanview Harbourview MYGA 2 (California)	A	4.70%
	Oceanview Harbourview MYGA 2	A	4.70%
	Americo Platinum Assure Series 2	A	4.15%
3 years
	ANICO Palladium MYG MAX 3	A	5.60%
	ANICO Palladium MYG MAX 3	A	5.45%
	ANICO Palladium MYG MAX 3	A	5.35%
	Oceanview Harbourview MYGA 3 (California)	A	5.20%
	Oceanview Harbourview MYGA 3	A	5.20%
4 years
	Oceanview Harbourview MYGA 4 (California)	A	5.60%
	Oceanview Harbourview MYGA 4	A	5.60%
	Oxford Life Multi-Select 4	A	5.45%
	Oceanview Harbourview MYGA 4 (California)	A	5.25%
	Oceanview Harbourview MYGA 4	A	5.25%
5 years
	ANICO Palladium MYG MAX 5	A	5.80%
	ANICO Palladium MYG MAX 5	A	5.65%
	Americo Platinum Assure Series 5	A	5.55%
	ANICO Palladium MYG MAX 5	A	5.55%
	Oxford Life Multi-Select 5	A	5.50%
6 years
	Oxford Life Multi-Select 6	A	5.85%
	Oceanview Harbourview MYGA 6	A	5.75%
	ANICO Palladium MYG MAX 6	A	5.72%
	Oceanview Harbourview MYGA 6 (California)	A	5.60%
	ANICO Palladium MYG MAX 6	A	5.57%
7 years
	Oxford Life Multi-Select 7	A	5.65%
	Americo Platinum Assure Series 7	A	5.55%
	ANICO Palladium MYG MAX 7	A	5.55%
	Oceanview Harbourview MYGA 7	A	5.50%
	ANICO Palladium MYG MAX 7	A	5.40%
8 years
8 years	Oxford Life Multi-Select 8	A	5.35%
9 years
9 years	Oxford Life Multi-Select 9	A	5.25%
10 years
	Oceanview Harbourview MYGA 10	A	5.80%
	Oceanview Harbourview MYGA 10 (California)	A	5.65%
	Oxford Life Multi-Select 10	A	5.55%
	ANICO Palladium MYG MAX 10	A	5.45%
	Oceanview Harbourview MYGA 10	A	5.45%

Ready to buy and apply for an annuity? Have questions? Click “Contact Us.”

Want to shop in our marketplace and research specific products?

Click “Find Your Annuity” to go to our marketplace with various filters like state, amount, term length, preference for free withdrawals, and insurer rating. Remember an annuity must be available in your home state for you to buy it.

Find Your Annuity

What Is the Best Fixed Annuity from a A or Higher Rated Insurer?

The best fixed annuity from a A or higher rated insurer pays 5.85% compound interest, as of 8/21/26, offered on the Multi-Select 6 product issued by Oxford Life, which is rated A.

The next best fixed annuity from a A or higher rated insurer pays 5.80% compound interest, as of 8/21/26, offered on the Palladium MYG MAX 5 product issued by ANICO, which is rated A.

Top Fixed Annuities Rated A | Up to 5.85% | 8/21/26

Compare the top fixed annuities rated A (or higher) as of 8/21/26

Top Guaranteed Fixed Annuities Rated A (or Higher)

What Is the Best Fixed Annuity from a A or Higher Rated Insurer?