Prosperity Life / SBLI USA Life Insurance Company, Inc.

Company Overview & Rating

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Insurer Details

AttributeDetails
Legal NameProsperity Life / SBLI USA Life Insurance Company, Inc.
Short NameProsperity / SBLI USA
Founded1916
States Licensed to SellAlabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
AM Best Rating (Financial Strength)A-
AM Best Rating Date2/2025

Quick Summary

Prosperity Life Group is an innovative insurance, reinsurance, and asset management company. Prosperity policies are issued by SBLI USA Life Insurance Company ("SBLI USA") in New York and S.USA Life Insurance Company ("SUSA") in 47 states and the District of Columbia. SBLI USA and SUSA are a wholly owned subsidiaries of Prosperity Life Group ("Prosperity"). Prosperity is headquartered New York, New York and has nearly $30 billion in assets and one million policyholders. Prosperity has emerged over the last decade to become a leading life and annuity player, with a particular focus in the bank channel.

Fixed Annuity Products & Current Rates as of Sep 17, 2025

Premium BandTermWithdrawalRate
$5,000 - $100,000 3 No 4.15%
Yes 4.05%
5 No 4.30%
Yes 4.20%
7 No 4.50%
Yes 4.40%
$100,000+ 3 No 4.60%
Yes 4.50%
5 No 4.70%
Yes 4.60%
7 No 5.05%
Yes 4.95%

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